Jumbo Home Loans in Seattle

The Seattle area has so much to offer residents, from the natural beauty of the Puget Sound to the flourishing arts and culture scene. Emerald City residents enjoy the best of urban life and outdoor recreation, from the bustling Pike Place Market to the countless parks and trails. Popular major league sports teams keep residents cheering year around. Seattle chefs provide some of the most exceptional food and drink, often inspired by the freshest local ingredients. Whatever you’re looking to do, taste and see, you can find it in the Seattle area. It’s no wonder housing is in such high demand and the average price of homes is up. 

First Tech has been helping members with home lending in Seattle for more than 30 years. Our local Mortgage Loan Officers know the unique housing markets of Ballard, Bellevue, Redmond, Kirkland, Queen Anne and the entire Seattle area. Speak with us to learn more about your home loan options, including jumbo mortgages. Or if you’re ready to see how much you may qualify for, submit a pre-qualification request today. 

Jumbo 7/1 Adjustable Rate Mortgage – Purchase in King County, WA

RateThis rate is not a credit decision or a commitment to lend and your rate will depend on various factors include your type of loan, credit profile, property value, occupancy, loan size, etc. Rates and product availability may also vary based on the State or region in which your financed property is located. Offer is subject to normal credit qualification. Rates are updated once per day on our website; however, pricing is subject to change once you speak to a representative. You can submit a pre-qualification request online or call 503.350.4531 to speak with one of our Mortgage Loan Officers. Membership is required and subject to approval.: 2.250%

APRAPR=Annual Percentage Rate= A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees. : 2.815%

PaymentAnnual Percentage Rates (APR) include the approximate cost of prepaid finance charges and are calculated based on a loan amount of $892,000. Scenario assumes a 20% down payment in King County, WA, with an excellent credit score, 0.50% origination fee, 15 days of prepaid interest, and some third-party fees. It does not include other closing costs or points associated with the rate displayed. Actual APRs for individual loans may differ. All loan applications are subject to credit and property approval. Sample payments shown include only principal and interest. These mortgage rates are based upon a variety of assumptions and conditions some of which may include a credit score of 740 or higher. Your loans interest rate will depend on specific characteristics of your transaction and your credit profile up to the time of closing. Adjustable Rate Mortgage (ARM) interest rates and payments are subject to change during the loan term. That change can increase or decrease your monthly payment. This scenario assumes an owner-occupied purchase (refinance rates may be subject to higher interest rates) of a single family detached residence with a down payment or equity of 20%. If your down payment or equity is less than 20%, mortgage insurance will be required, which will increase the monthly payment and APR. This scenario also assumes no other loans or liens on subject property. Property and/or flood hazard insurance may be required. Maximum loan limits may apply. Additional rates and programs are available.: $3,409.64