Why do so many people choose a First Tech Mastercard®? 

Do you use your credit card for routine purchases, like gas and groceries? This Choice is yours.

• Get 0.00% introductory Annual Percentage Rate (APRThe Annual Percentage Rate (APR) will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval.) on balance transfers for 12 billing cycles with no balance transfer fees when you move balances from other cards within 90 days of opening your Choice Rewards Mastercard. After the promotional period your regular purchase rate appliesBalance transfer introductory Annual Percentage Rate (APR) of 0.00% is good for 12 billing cycles from the date of completed transfer on balances transferred within first 90 days of account opening. After 12 billing cycles, the rate on unpaid transferred balances will be the standard balance-transfer rate for each product, as follows:
  • Odyssey Rewards World Elite Mastercard: As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%   APR
  • Choice Rewards World Mastercard: As low as 13.50% Annual Percentage Rate (APR) - Learn More 13.50 to 18.00%   APR
  • Platinum Rewards Mastercard: As low as 13.24% Annual Percentage Rate (APR) - Learn More 13.24 to 18.00%   APR
  • Platinum Mastercard: As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%   APR
  Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this introductory rate. View our current rates here., currently  As low as 13.50% Annual Percentage Rate (APR) - Learn More 13.50 to 18.00%  APR.
• Get 20,000 bonus points when you spend at least $3,000 in your first 60 daysBonus Rewards
  • Choice Rewards World Mastercard bonus points: To qualify for the 20,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 60 days of account opening.
  • Odyssey Rewards World Elite Mastercard bonus points: To qualify for the 30,000 Rewards Points bonus, purchases totaling $3,000 must post to account within 90 days of account opening.
  • Platinum Rewards Mastercard: To qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening..
• Earn 2x rewards points on gas, groceries, household goods, and moreBalance transfer introductory Annual Percentage Rate (APR) of 0.00% is good for 12 billing cycles from the date of completed transfer on balances transferred within first 90 days of account opening. After 12 billing cycles, the rate on unpaid transferred balances will be the standard balance-transfer rate for each product, as follows:
  • Odyssey Rewards World Elite Mastercard: As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%   APR
  • Choice Rewards World Mastercard: As low as 13.50% Annual Percentage Rate (APR) - Learn More 13.50 to 18.00%   APR
  • Platinum Rewards Mastercard: As low as 13.24% Annual Percentage Rate (APR) - Learn More 13.24 to 18.00%   APR
  • Platinum Mastercard: As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%   APR
  Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this introductory rate. View our current rates here., currently  As low as 13.50% Annual Percentage Rate (APR) - Learn More 13.50 to 18.00%  APR.
• No annual fee.

If you spend as much time on the road and in the sky as you do at home, this is the card for you.

• Get 0.00% introductory Annual Percentage Rate (APRThe Annual Percentage Rate (APR) will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to credit approval. Credit Union membership is required and subject to approval.), no-fee balance transfers for 12 billing cycles on transfers made within 90 days of opening your new Odyssey Rewards World Elite Mastercard. After the introductory period, the standard balance-transfer rate, currently As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%  APR, applies to unpaid transferred balances.
• Receive 30,000 bonus points when you spend $3,000 in your first 90 days.
• Earn 3x rewards points on travel and hotel purchases and 2x points on diningBalance transfer introductory Annual Percentage Rate (APR) of 0.00% is good for 12 billing cycles from the date of completed transfer on balances transferred within first 90 days of account opening. After 12 billing cycles, the rate on unpaid transferred balances will be the standard balance-transfer rate for each product, as follows:
  • Odyssey Rewards World Elite Mastercard: As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%   APR
  • Choice Rewards World Mastercard: As low as 13.50% Annual Percentage Rate (APR) - Learn More 13.50 to 18.00%   APR
  • Platinum Rewards Mastercard: As low as 13.24% Annual Percentage Rate (APR) - Learn More 13.24 to 18.00%   APR
  • Platinum Mastercard: As low as 12.24% Annual Percentage Rate (APR) - Learn More 12.24 to 18.00%   APR
  Balances transferred from existing First Tech Federal Credit Union accounts are not eligible for this introductory rate. View our current rates here..
• $0 intro annual fee for your first year, then $75 thereafter.

The First Tech Platinum Secured Mastercard card is a great choice if you are building credit. Your credit limit is secured by a refundable security deposit, and you get all the great benefits of our Platinum Rewards Mastercard. Your on-time payments are reported to the credit bureau, so you build positive credit history every month.

• Earn 1 rewards point for every dollar you spend on your Platinum Secured Mastercard card. There’s no limit to the number of points you can earn, and they never expire. Redeem points for travel, merchandise, gift cards and more.
• Pay no annual fee, no balance-transfer fees and no cash-advance fees.

As a First Tech member, you can get even more rewards when you pair your First Tech Mastercard with a First Tech Rewards Checking and Savings. Get an extra 0.5% cash back, up to $15, on your monthly credit-card spending and a $10 streaming subscription rebate, as well as cash back on loan payments.

Portland Trail Blazers fans, First Tech has the perfect offer for you. Because First Tech is the official credit union of the Portland Trail Blazers, you can get a Trail Blazers branded card with any First Tech Mastercard, as well as special bonuses, like discounted game tickets and Rose Quarter performances, as well as 10% off of purchases at Rip City Clothing in the Moda Center when you use your First Tech Blazers card.