Personal Loans

If you're looking for a way to consolidate debt or make a major purchase, we're here to help.

Fixed rate personal loans starting at As low as 8.14% Annual Percentage Rate (APR)8.14% with no payments for 45 days.

A couple sitting on a deck with their legs dangling off the edge and above a body of water.

Fixed rate loan

As low as 8.14% Annual Percentage Rate (APR)

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate for a 2 year term in 30 seconds.

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Personal Line of Credit

As low as 13.75% Annual Percentage Rate (APR)

Get up to $25,000 cash on-demand and make a payment only when you have a balance.

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Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

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Stock Secured Line of Credit

As low as 13.75% Annual Percentage Rate (APR)

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

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Certificate Secured Loans

As low as 3.00% Annual Percentage Rate (APR)

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.

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Savings Secured Loans

As low as 3.00% Annual Percentage Rate (APR)

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.

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Benefits of First Tech personal loans.

Quick and easy loan application

Apply online in a matter of minutes.

You choose

Borrow as little as $500.

Keep your money in your pocket

These loans don't have origination, application or annual fees.

Protect what you have

Use your Line of Credit for Overdraft Protection on your First Tech Checking Account.

Debtsafe® loan payment protection

(Optional) Protect your loan payments and your family from unexpected events.

Anytime, anywhere account access

Get secure online access and mobile access.