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First Tech Routing #321180379

New Money Offer:
Get Earn 4.75% Annual Percentage Yield (APY)4.75% APY with a 6-month promotional certificate.

Move your money to First Tech to earn Earn 4.75% Annual Percentage Yield (APY)4.75% Annual Percentage Yield (APY)Membership is required and subject to approval. This is an addendum to the Truth In Savings Disclosure – Certificate, Rate Sheet, and Fee Schedule. Please refer to these documents for further information and terms applicable to this account. Qualifications: Available for new Promotional 6-Month Certificate accounts only. Upon maturity, the account will automatically convert to the rate offered for the standard 6-Month Share Certificate account. All withdrawals of principal before the Maturity Date are subject to early withdrawal penalties. Fees could reduce earnings on the account. .

*"New Money""New Money" is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotional rate. is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotional rate.

Which certificate is right for you?

6 to 60 Month Share Certificates

Investing in a traditional certificate offers you the opportunity to earn higher interest on your money over a set period of time, compared to typical savings accounts.

First Tech offers traditional certificates between 6 and 60-month terms, providing flexibility for you and your investment goals.

A great choice if you:

  • Want a less risky alternative to other investments
  • Have at least $500 and want to lock in higher savings rates
  • Prefer a hands-off approach to savings

Bump Up Share Certificates

Setting aside funds in a bump-up certificate allows you to take advantage of higher rates while your certificate matures.

First Tech offers bump-up certificates between 13 and 36-months. 

A great choice if you:

  • Want the flexibility to bump up your rate or balance during the term
  • Want a less risky alternative to the stock market
  • Prefer a hands-off approach to savings

Share Certificates

Bump Up Certificates

13-month Bump Up Share Certificate

24-month Bump Up Share Certificate

36-month Bump Up Share Certificate

Traditional Certificates

6-month Share Certificate

12-month Share Certificate

24-month Share Certificate

36-month Share Certificate

60-month Share Certificate

Share Certs 101 video

Share Certificates 101

Saving money? In this economy?
Yep. Absolutely. 

Frequently Asked Questions

We don't have a maximum balance amount for our Share Certificates, however we do have a $500 minimum opening deposit.

Note: All deposited funds with us are federally insured up to $250,000 by the National Credit Union Administration (NCUA).In addition, each Individual Retirement Account (IRA) account is insured separately by NCUA. Each IRA account is insured for up to at least $250,000.

If you're currently a member, you can open the account in Online Banking.

If you're not currently a member with us, we invite you to join us first.

Our Share Certificates are a great option if you're looking to lock-in higher rates without sacrificing safety. With terms ranging from six months to five years and the ability to lock-in a guaranteed rate, our certificates can be a great asset for those wanting to see their money grow without the fear of loss.

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