New Money Offer:
Get Earn 4.60% Annual Percentage Yield (APY)4.60% APY with a 6-month promotional certificate.

At First Tech, you can choose from a wide variety of certificates to find a term that fits your investment goals. You can also use a share certificate ladder to spread your investment across multiple certificates with different terms.

Traditional certificates terms range from 6 to 60-month, providing flexibility for you and your investment goals.

This option could be a great choice if you:

• Want a high-yield account with low-risk
• Have at least $500 to invest
• Prefer a hands-off approach to savings

If you want the security of a certificate but think interest rates might rise, First Tech’s bump-up certificates could be your ideal investment match. Our bump-up certificates are available in terms ranging from 13 to 36 months. Should rates rise before your certificate matures, you’ll be rewarded with a higher interest rate for the duration of your term.

Bump up certificates could be a benefit if you:

• Want flexibility to add money to the account later
• Want to protect your principal from loss
• Don’t mind sacrificing a small amount of return now for the opportunity to bump up your rate later