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First Tech Routing #321180379

Stock Secured Loans

A loan you can put stock in.

  • Lets you use your stock while still owning it
  • You get the benefits such as dividends or stock splits while being able to use the cash value of your stock

As low as 8.40% Annual Percentage Rate (APR)8.40%

Smiling man.
Stock Secured Loans Apply Now

Stock Secured Loans

A great loan for those who:

  • Want to borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine
  • Own stock listed on the NYSE, NYSE American, or NASDAQ
  • Prefer not to borrow against your home's equity
  • Have an account with the investment division of First Tech or will open one

What you'll get:

  • Fixed-rate
  • Fixed-term loan

Reap the benefits.

Flexible financing options

  • Borrow up to 75% of your stock's valueLoan-to-Value based on credit score
  • Loan terms up to 144 months

Secure, anytime, anywhere account access

  • Free mobile app
  • Free Online Banking

More money in your pocket

  • No application or origination fee
  • No pre-payment penalty
  • No annual fees
  • No refinance fee

Which loan is right for you?

Fixed rate loan

As low as 8.49% Annual Percentage Rate (APR)8.49%

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate in 30 seconds.Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.

Personal Line of Credit

As low as 13.25% Annual Percentage Rate (APR)13.25%

Get up to $10,000 cash on-demand and make a payment only when you have a balance.

Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)8.40%

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

Stock Secured Line of Credit

As low as 13.25% Annual Percentage Rate (APR)13.25%

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

Certificate Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00%

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.

Savings Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00%

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.