A personalized loan rate in 30 seconds or less.

Click the "Check My Rate" button on any of the products below to get your rate. Checking your rate will not affect your credit score.Check your rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit score. Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.

Image of a woman sitting in a coffee shop, with a coffee mug in hand, and working on their laptop.

Check My Rate

For real-time rates information, please choose a location.

Select Your State (for current rates)

Fixed rate loan

As low as 7.89% Annual Percentage Rate (APR) <p>Fixed-Rate Loan example: $17,401 borrowed at 13.95% Annual Percentage Rate (APR) for 24 months = $47.99 per month per $1,000 borrowed.</p>

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate in 30 seconds.Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.

Check my rate Learn More

Student Loan Refinance

As low as 8.60% Annual Percentage Rate (APR) Student Fixed-Rate Loan example: $62,589 borrowed at 9.57% Annual Percentage Rate (APR) for 180 months = $10.48 per month per $1,000 borrowed.

Our most popular student loan refinancing option. Pay off your current student loan faster or consolidate multiple loans to get a great rate with one easy monthly payment.

Check my rate Learn More

New Auto Loans

Select state above to see rates New Auto Loan example: $47,404 borrowed at 8.32% Annual Percentage Rate (APR) for 84 months = $15.75 per month per $1,000 borrowed.

For previous model year and newer cars. Check your rate in 30 seconds.

Check my rate Learn More

Used Auto Loans

Select state above to see rates Used Auto Loan example: $29,471 borrowed at 8.70% Annual Percentage Rate (APR) for 84 months = $15.94 per month per $1,000 borrowed.

For cars 2-10 model years. Check your rate in 30 seconds.

Check my rate Learn More

What is Check My Rate?

First Tech’s Check My Rate feature is an informational resource for prospective loan applicants. With Check My Rate, potential applicants like you can get an idea of what your interest rate may be if you were to complete a full application. Check My Rate helps pre-applicants like you get an idea of pricing before they decide to apply. Have more questions? Check out our full FAQ for more information.

Read the FAQ