Home Loan Calculators

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This calculator is for illustrative and informational purposes only and does not constitute an offer to lend, nor is it a guarantee of loan approval or terms. The results are based on hypothetical inputs and may not reflect actual loan terms or your unique financial situation.

The interest rate used may not reflect the Annual Percentage Rate (APR), which includes additional costs and fees that may apply to your loan. The final APR and loan terms will be provided upon application and approval.

This tool does not include all applicable costs, including but not limited to closing costs, property taxes, homeowner's insurance, or homeowners’ association (HOA) dues, which can significantly impact your monthly payment and total loan cost.

If using this calculator to evaluate an adjustable-rate mortgage, be aware that rates and payments may fluctuate over time.

This calculator does not evaluate your ability to repay the loan and should not be used to determine loan eligibility.

Disclosure of income from alimony, child support, or separate maintenance is optional, unless you wish to rely on such income for repayment. Any obligation to pay alimony or child support should be included to ensure an accurate calculation of your monthly liabilities.

First Tech Federal Credit Union does not provide tax, legal, or financial advice. Please consult with qualified professionals regarding your individual circumstances.

For a personalized assessment and accurate loan estimate, please contact a First Tech Mortgage Loan Officer.