Membership Savings Account
It pays to be a member.
- Open the doors to First Tech accounts and servicesMembership is required and subject to approval.
- Establish your savings goals
- We're here as your financial partner
Earn up to 0.01% Annual Percentage Yield (APY)0.01% Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=398cf174-1b8f-471f-aaba-e7d337955071"> 07/01/2025</span></span>. Rate may change after the account is opened. $5 minimum opening deposit. No minimum balance required to obtain the advertised APY. Fees could reduce the earnings on the account. Membership is required and subject to approval.
First Tech Membership Savings
Your gateway to membership.
Every member begins their journey with a Membership Share Savings account. This account shows membership in the Credit Union. It offers monthly dividends and surcharge-free access at nearly 30,000 CO-OP Network ATMs nationwide.
This account fits those who:
- Want access to all that First Tech offers
- Need a simple way to save
- Look to earn monthly dividends
Benefits of credit union membership.
You'll benefit from:
- First Tech Membership ($5 minimum balance required)
- Monthly dividends
- No monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
Manage your money when and where you want
- Withdraw funds at any time
- Access your account online from our Mobile App
- Deposit checks with our free Mobile App
- Enter a branch at nearly 6,000 CO-OP shared branch locations
Peace of mind
- Balances are insured up to $250,000 by the NCUA
- Secure online access
- Optional automatic overdraft transfers for your First Tech checking account
Check out our related resources.
Rate Sheet and Fee Schedule
Membership and Account Agreement
Limitation and Termination of Service Policy