Membership Savings
It pays to be a member.
- Open the doors to First Tech accounts and servicesMembership is required and subject to approval.
- Establish your savings goals
- We're here as your financial partner
Earn up to 0.01% Annual Percentage Yield (APY)0.01%
Rate effective date: 02/01/2025

Membership Savings
Your gateway to membership.
This account fits those who:
- Want access to all that First Tech offers
- Need a simple way to save
- Look to earn monthly dividends
Reap the benefits.
You'll benefit from:
- First Tech Membership ($5 minimum balance required)
- Monthly dividends
- No monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
Manage your money when and where you want
- Withdraw funds at any time
- Access your account online from our Mobile App
- Deposit checks with our free Mobile App
- Enter a branch at nearly 6,000 CO-OP shared branch locations
Peace of mind
- Balances are insured up to at least $250,000 by the NCUA
- Secure online access
- Automatic overdraft transfers for your First Tech checking account

Check out our related resources.
Rate Sheet and Fee Schedule
Membership and Account Agreement
Limitation and Termination of Service Policy