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First Tech Routing #321180379

Membership Savings

It pays to be a member.

  • Open the doors to First Tech accounts and servicesMembership is required and subject to approval.
  • Establish your savings goals
  • We're here as your financial partner

Earn up to 0.01% Annual Percentage Yield (APY)0.01%

Rate effective date: 12/01/2024

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Membership Savings Open Membership Savings

Membership Savings

Your gateway to membership.

This account fits those who:

  • Want access to all that First Tech offers
  • Need a simple way to save
  • Look to earn monthly dividends

Reap the benefits.

You'll benefit from:

  • First Tech Membership ($5 minimum balance required)
  • Monthly dividends
  • No monthly account maintenance fees
  • Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide

Manage your money when and where you want

  • Withdraw funds at any time
  • Access your account online from our Mobile App
  • Deposit checks with our free Mobile App
  • Enter a branch at nearly 6,000 CO-OP shared branch locations

Peace of mind

  • Balances are insured up to at least $250,000 by the NCUA
  • Secure online access
  • Automatic overdraft transfers for your First Tech checking account
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Check out our related resources.

Rate Sheet and Fee Schedule

Membership and Account Agreement

Limitation and Termination of Service Policy

Which account is right for you?

First Tech Rewards Savings

Helps you make the most of your money—simply.

Instant Access Savings

Earn higher dividends as your savings balance grows.