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First Tech Routing #321180379
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Join First Tech today. Earn $300 cash back.

It’s easy to join—just apply for a First Tech Rewards Checking® account, and set up a direct deposit for at least three consecutive months to earn $300.Qualified direct deposits of $1,000 to $5,000 per month must be received for a one-time $50 bonus; qualified direct deposits greater than $5,000 per month must be received for a one-time $300 bonus. The monthly aggregate amount of all qualifying direct deposits must meet or exceed the tier minimum for the corresponding tier bonus. New direct deposit must occur at least once per calendar month from the Participant’s employer payroll or approved government benefits provider (e.g., Social Security) into the FTRC account of which the Participant is the primary account owner. Direct deposits from any other source do not qualify. Direct deposits are considered new if there has been no direct deposit activity in the Participant's share accounts on which they are the primary owner within the previous 18 months. Non-direct deposits including, but not limited to, check deposits, wire transfers, transfers from another First Tech account, non-payroll ACH transfers, such as small business payments or owner distributions, transfers from another financial institution, person to person transfers, merchant transactions, and one-time bonus or tax reimbursements do not qualify. First Tech reserves the right to evaluate each account holder's Direct Deposit activity and Qualifying Deposits during each Enrollment Period at our sole discretion. To determine eligibility for bonuses, we may request additional documentation for verification. Any transactions that are not identified as direct deposits may be disqualified, and any applicable bonuses may be forfeited. Enrollment is the date of the initial direct deposit transaction. During the period of time commencing with Enrollment and ending 90 calendar days after Enrollment (“Enrollment Period”), at least one direct deposit transaction must occur each calendar month starting with the initial direct deposit transaction. A minimum of three direct deposit transactions must be received during the Enrollment Period. (EXAMPLE: If a member’s initial direct deposit is June 1, 2025, additional required direct deposits must occur at least once in each subsequent calendar month following the month in which the initial direct deposit is made, the last direct deposit must be received by August 31, 2025. Bonuses would be deposited by September 7, 2025.) Only the Participant will receive credit for the direct deposits. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the Enrollment Period. Bonuses may be considered dividends and may be reported on the appropriate IRS form 1099.
New Direct Deposit Offer: Members who have received a promotional payout for a First Tech direct deposit campaign within the past 18 months are not eligible (“Participant”). Must be 18 years of age or older and the primary account owner on a First Tech Rewards Checking (“FTRC”) account to participate. Membership is required and is subject to approval. Fees could reduce earnings on the account. FTRC accounts must be personally owned accounts. Fiduciary, trust, business, or organization accounts are not eligible. Members will be enrolled in the promotion upon receipt of new direct deposit transaction into the FTRC account upon which they are the primary account owner (“Enrollment”). To receive any bonus payout, in addition to satisfying the payout conditions set forth in this disclosure, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period of time commencing with Enrollment and ending with the applicable date of payout. First Tech reserves the right to modify or terminate this campaign at any time. Any inquiries or disputes will be resolved at the sole discretion of First Tech and must be received no later than 180 days after enrollment.

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Envision Future Finance™

Visualize what’s possible when you work with the credit union that's built for the people of tech. Learn how we can help you navigate your potential.

We are the credit union for people of tech.
A federal credit union that’s invested in your financial well-being.

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Four pro teams—one unique program

Members experience VIP treatment with all four Portland professional sports teams.
We're excited for you to learn more about First Tech Beyond.
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At First Tech we’re different:

Innovative spirit

The same creative spark that launched our credit union in 1952 still drives us today, and our dedication to serving the innovative spirit of our members means we’re always ready for what comes next. Since the beginning, our members have built new worlds and pushed technological boundaries—and they expect their financial institution to keep up.  So, are you ready to seek more? 

Connected digital tools

The milestone events that mark your life probably all have something in common: They cost money. First Tech can help you get ahead of your next milestone by equipping you with digital tools and customized services that put you in control of a brighter future. 

You’re in control

We give our members and their families more control of their financial future. Our personalized services and comprehensive product suite can offer you a path to master your money and access new opportunities along your journey.

What our members are saying.

 

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First Tech and DCU Merger

Digital Federal Credit Union and First Tech Federal Credit Union Announce Intent to Merge

Bank here, there, or anywhere. 

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