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First Tech Routing #321180379

New Auto Loans

Rev up for that new ride.

  • Great rates come standard
  • Get a personalized rate in 30 seconds or less1
  • Up to 84 month term2
Apply Now Check My Rate
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New Auto Loans Apply Now

New car loan.

Thinking about purchasing a current or future model vehicle? We offer fixed-rate, fixed-term new auto loans for previous and future year model vehicles. We offer competitive rates and 84-month financing. Plus, there are no pre-payment penalties on our new auto loans.

A great loan for those who:

  • Are buying a previous model year and newer car
  • Want to finance up to 84 months2
  • Love that new car smell

Great benefits:

  • Fixed-rate
  • Fixed-term loan
  • No payment for up to 90 days3

Reap the benefits.

Quick and easy loan process

  • Online loan application
  • Digital document delivery
  • Fast loan decision

Secure, anytime, anywhere account access

  • Free mobile app
  • Free online banking

More money in your pocket

  • No pre-payment penalty
  • No application or origination fees
  • No annual fee2

Credit Union New Car Loan Rates.

A personalized First Tech rate in 30 seconds or less with check my rate.

Click the “Check My Rate” button below to get your rate for a 12-60 month term! Checking your rate will not affect your credit score.1

What is Check My Rate? Have more questions like this? Check out our full FAQ for more information.

Check my rate
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Vehicle loans by location4.

For auto loan rates information, please choose a location.
Arizona
California
Colorado
Florida
Georgia
Idaho
Massachusetts
North Carolina
Oregon
Puerto Rico
Texas
Utah
Washington
All Other States

New Auto Loans

Select state above to see rates 2

For previous model year and newer cars. Check your rate in 30 seconds.
Check my rate
1
Check your rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.
2
New Auto Loan example: $47,404 borrowed at 8.32% Annual Percentage Rate (APR) for 84 months = $15.75 per month per $1,000 borrowed.
3
Deferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.
4
Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval.
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