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First Tech Routing #321180379
Credit Cards

Platinum Rewards Mastercard®

Use your card. Get rewarded. 

It's that easy. Get 1 point per $1 spent on eligible purchasesTo qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus. Earn as many points as you'd like. There's no limit, no special categories to worry about, and your points never expire. Redeem points for travel rewards, gift cards from major retailers, merchandise and more.
Woman holding Platinum Rewards Card while browsing on their phone.
Woman holding Platinum Rewards Card while browsing on their phone.

Features.

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Features:

  • Rates from As low as 12.74% Annual Percentage Rate (APR)12.74 to 18.00%12.74 to 18.00%12.74% Annual Percentage Rate (APR)The Annual Percentage Rate (APR) will vary with the Prime Rate. The interest rate is based on credit worthiness and credit history. All loans are subject to approval according to First Tech lending policies. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply..
  • No annual fee or balance transfer fee.
  • It’s more than the plastic. Modern smartphone app for anytime any where access.
  • Earn Rewards Points for every dollar spentTo qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus.

Rewards:

  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 daysTo qualify for the 10,000 Rewards Points bonus, purchases totaling $2,000 must post to account within 60 days of account opening. Rewards Points will be awarded on the second statement following qualification for the bonus.
  • Earn 1 point for every dollar spent on everyday purchasesFirst Tech does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for Rewards Points. Rewards points are not accrued for returned purchases, balance transfers, finance charges, fees, cash advances, purchases of cash or cash equivalents (prepaid debit cards or other stored value/reloadable cards), interest charges, gambling chips, lottery tickets, travelers’ checks or insurance..
  • Points never expire while account is open and in good standing.
  • Redeem points for travel, merchandise, events and activities, charitable donations, gift cards, and statement credits.
  • View all cardholder benefits.

The digital experience.

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It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet. 

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay.

More money in your pocket.

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  • No annual fee
  • No balance transfer fee or cash advance fee
  • No foreign transaction fees 
  • Low rates