Earn up to $3,000 in Bonus RewardsOffer is valid from October 11, 2024 to January 31, 2025 for First Tech members who participate in the First Tech Premier Rewards Banking program. Participant must be 18 years of age or older and the primary account owner on both a Membership Savings account and a First Tech Premier Rewards Savings (“FTPRS”) account. FTPRS accounts must be personally owned or owned by a Trust. New First Tech Premier Rewards Banking program members will be enrolled upon the opening of a First Tech Premier Rewards Savings account (“Enrollment”). Membership is required and subject to approval. To receive any bonus payout, in addition to satisfying the payout conditions set forth in this disclosure, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period commencing with Enrollment and ending with the applicable date of payout. First Tech reserves the right to modify or terminate this campaign at any time. Any inquiries or disputes will be resolved at the sole discretion of First Tech and must be received by February 28, 2026. and  Earn up to 4.00% Annual Percentage Yield (APY) APYAPY = Annual Percentage Yield. Rates may change after accounts are opened. APY effective date: 11/15/2024. $10 minimum opening deposit for First Tech Premier Rewards Checking (“FTPRC”) and $25 for First Tech Premier Rewards Savings (“FTPRS”). Fees could reduce the earnings on accounts.

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Deposit $150,000 or more in new moneyBonus Offer: A minimum of $150,000 must be deposited to qualify for a $1,000 bonus; at least $350,000 must be deposited to qualify for a $2,000 bonus; and at least $750,000 must be deposited to qualify for a $3,000 bonus. Eligible only for funds not currently or previously held in a First Tech Federal Credit Union account at the time of this offer. Funds must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotion. Funds must be deposited into a First Tech Premier Rewards Savings account on which the Participant is the primary owner within 45 calendar days of enrollment to be considered for the corresponding tier bonus (“Qualification Period”). Balance growth will be determined between the date of enrollment and the following 45 days. Starting 46 calendar days after Enrollment, the average daily balance of the Participant’s First Tech Premier Rewards Savings account(s) must meet or exceed the tier minimum for the corresponding tier bonus through the end of the following 120 calendar days. The Participant’s First Tech Premier Rewards Savings account must be maintained for the duration of the promotion to qualify for a bonus. For example, if a member enrolls on November 01, 2024, funds must be deposited by December 16, 2024. The average daily balance must be maintained through April 15, 2025. The qualifying bonus will be deposited to the Participant’s Membership Savings account the first week following the end of the calendar month in which the Qualification Period ends. Bonuses will be considered dividends and may be reported on IRS form 1099-INT. into First Tech Premier Rewards Savings® and rapidly boost your net worth with bonus rewards.