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First Tech Routing #321180379
Premier Rewards Banking

A personal approach to managing wealth

Our Premier Financial Representatives are ready to help you take a fresh, focused look at your money and your path to personal prosperity.

Earn up to 4.82% Annual Percentage Yield (APY) Rates may change after accounts are opened. APY effective date: April 1, 2024. Minimum monthly balance required across all accounts having the same primary account owner on the First Tech Premier Rewards Savings (FTPRS) is $250,000. Fees could reduce the earnings on accounts. The minimum deposit required to open the account is $10 for First Tech Premier Rewards Checking (FTPRC) and $25 for First Tech Premier Rewards Savings (FTPRS). 

Man and woman on a sailboat on the water

Receive up to $2,000Offer is valid from April 15, 2024 to June 30, 2024. Promotion available to First Tech members that participate in the First Tech Premier Rewards Banking program. Must be 18 years of age or older to participate. Participant must be the primary account owner on both a Membership Savings account and a First Tech Premier Rewards Savings account.  For existing First Tech Premier Rewards Savings accounts, Participant will be enrolled upon receipt of the email invite; for new First Tech Premier Rewards Banking program members, Participant will be enrolled upon the opening of a First Tech Premier Rewards Savings account (“Enrollment”). For new members, Credit Union membership is established by opening a Membership Savings account, is required prior to opening any other type of account, and is subject to approval. New money of at least $250,000 must be deposited to qualify for a $500 bonus; at least $500,000 must be deposited to qualify for a $1,000 bonus; and at least $1,000,000 must be deposited to qualify for a $2,000 bonus.  Starting 46 calendar days after Enrollment, the average daily balance at the end of the following 120 calendar days must meet or exceed the tier minimum for the corresponding tier bonus. In order to receive any bonus payout, the Membership Savings account must be in good standing (not in default, closed, inactive, or otherwise not in good standing) during the period of time commencing with Enrollment and ending with the applicable date of payout. Any qualifying bonus will be deposited to the Participant’s Membership Savings account the second Friday following 165 calendar days from Enrollment. Bonuses will be considered dividends and may be reported on IRS form 1099-INT. Fees could reduce earnings on the account(s). Any inquiries or disputes must be received by January 31, 2025.  when you deposit new money“New Money" is money not currently held in a First Tech Federal Credit Union account. New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify for this promotional rate.  Fiduciary, business, and Health Savings accounts are not eligible. New money must be deposited into the Participant’s First Tech Premier Rewards Savings account within 45 calendar days of Enrollment to be considered for the corresponding tier bonus.  into your First Tech Premier Rewards Savings account.

Add $250,000 new money

Add $500,000 new money

Add $1 million new money

$500 bonus

$1,000 bonus

$2,000 bonus

 

Promotion available exclusively to First Tech Premier Rewards Banking program members. Complete offer terms and conditions below.

Speak to your Premier Financial Representative about strategies for maximizing federally backed NCUA deposit insurance coverage on account balances.

First Tech Premier Rewards Banking Benefits

To be eligible for First Tech Premier Rewards Banking, a member must maintain a total balance of $250,000 across any checking, savings, or certificate account(s)Qualifications: Account must be opened by a Premier Financial Representative. Primary account owner must have at least one (1) First Tech Premier Rewards Savings (FTPRS) account. An average daily balance of $250,000 is required in all share accounts that have the same primary account owner as the FTPRS. The average daily balance is calculated by adding the balance in the account(s) for each day of the dividend period and dividing that figure by the number of days in the dividend period. Failure to Qualify: If the minimum combined share balance requirements are not met for five (5) consecutive calendar months, the First Tech Premier Rewards Savings account will be converted to an Instant Access Savings account.. Premier Rewards members will enjoy:

  • Dedicated financial partners, ready to handle all your personalized financial wellness needs
  • Up to $50 in monthly rebatesRebates: For each completed calendar month the primary account owner has a First Tech Premier Rewards Savings (FTPRS), the following fees will be reimbursed up to a maximum of $50 per calendar month. Any share account with the same primary account owner as the FTPRS will be eligible for the rebate, excluding Business and Health Savings Accounts. Rebates will be posted within 5-7 business days after the end of each month. Fees eligible for rebate: ATM deposit adjustment, Non-First Tech/Co-Op ATM, check orders/re-order, foreign check exchange, foreign currency, international transactions/currency conversion, stop payments (regular and Bill Pay), wires, express delivery (excludes card rush items). Fees not listed will be considered an exception rebate. on applicable service fees
  • Higher Zelle® limits
  • Higher remote deposit limits
  • Higher funds availability on remote deposits
  • Access to accounts with higher Annual Percentage Yield (APY)

Meet our Premier Financial Representatives

Click on a location below to schedule an in-branch appointment with a Representative near you.

Taaniya Padda

Taaniya-Padda

Roseville

Eric Pseat

Eric Pseat headshot

San Diego

Hong Vo

Hong Vo headshot

Palo Alto

Ed Richardson

Ed Richardson headshot

Anna Khachik

Anna Khachik headshot

Beaverton

Hashim Hunaidi

Hashim Hunaidi headshot image

Hillsboro

A.J. Huy

Arthur Huy headshot

Beaverton

Benny Mirsan

Benny Mirsan headshot

Beaverton

Evy Byun

Black and white photo with a near circular teal and aqua gradient border of Premier Financial Representative, Evy Byun.

Seattle

Samuel Frutos

Samuel Frutos headshot

Bellevue

Fatima Del Rosario

Fatima Del Rosario headshot

Bellevue

Shaveta Sharma

Shaveta Sharma headshot

Redmond

Nick Smith

Black and white photo with a near circular teal and aqua gradient border of Premier Financial Representative, Nick Smith.

Redmond

Amber Fish

Amber Fish headshot

Remote

Samantha Martin

Remote

Eileen Alvarez

Eileen Alvarez headshot

Remote

Emilee Gutierrez

Emilee Gutierrez headshot

Remote

Frequently asked questions

First Tech Premier Reward Banking goes beyond products. Our goal is to partner you with one of our dedicated professional to provide the expertise and experience needed to help you in achieving your financial goals.

Trusts and personal accounts are eligible for the Premier Rewards Banking program. Business accounts and Health Savings Accounts (HSA) are not eligible.

  • Be a First Tech member with an established Premier Rewards Savings account. 
  • Maintain a combined average daily balance of $250,000 across all share accounts.
  • May not be combined with other rewards products such as the Dividends Rewards Checking, First Tech Rewards Checking, or First Tech Rewards Savings accounts.

Our Premier Financial Representatives are ready to guide you with personalized financial solutions, so make sure to schedule an appointment with them today.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.