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First Tech Routing #321180379
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High-Yield Savings and Premier Checking

First Tech Premier Rewards Banking
Curated for members that meet eligible balances

  • Concierge services
  • Up to $75 in monthly fee rebates
  • Higher mobile deposit limits

Earn 4.00% Annual Percentage Yield (APYRates may change after accounts are opened. APY effective date: 12/01/2024. There are two ways to maintain the minimum monthly balance required: 1. maintain a minimum average daily balance of $250,000 across all share accounts having the same primary account owner as the First Tech Premier Rewards Savings (FTPRS) 2. maintain a minimum aggregate balance of $500,000 with Addison Avenue Investment Services for the same owner. $10 minimum opening deposit for First Tech Premier Rewards Checking (FTPRC) and $25 for First Tech Premier Rewards Savings (FTPRS). Fees could reduce the earnings on accounts. Terms and conditions apply. Membership is required and subject to approval.)


Eligibility

To be eligible for First Tech Premier Rewards BankingEnrollment into the Premier Rewards Program is established upon opening at least one Premier Rewards Savings account (FTPRS). Within 30 days of program enrollment, deposit or investment account balances must meet one of the following: 1. A minimum combined deposit balance of $250,000 across one or more First Tech share accounts of which you are the primary account owner.  2. A minimum aggregate balance of $500,000 via Addison Avenue Investment Service accounts of which you are the owner. Deposit or investment account balances must continue to meet one of the following requirements each month: 1. Maintain a minimum average daily balance of at least $250,000 across one or more First Tech share accounts. This average daily balance is an accumulation of the balances in all share accounts on which you are the primary account owner. FTPRS accounts must be personal or owned by a Trust. Fiduciary, business, and Health Savings accounts are not eligible. Cannot be combined with First Tech Rewards Checking, First Tech Rewards Savings, or Dividend Rewards Checking products. 2. Maintain a minimum aggregate balance of $500,000 with Addison Avenue Investment Services. This aggregate balance is an accumulation of all balances in investment accounts of which you are the owner. Failure to Continue to Qualify: If you do not meet the minimum combined share balance or minimum combined investment balance requirements for five (5) consecutive calendar months, your First Tech Premier Rewards Savings account(s) will be converted to the Instant Access Savings account and each of your First Tech Premier Rewards Checking account(s) will be converted to the First Checking Plus account., a member must maintain a combined daily average balance of $250,000 across any checking, savings, or certificate account(s) or an aggregate balance of $500,000 with Addison Avenue Investment Services*.

Benefits

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Higher mobile deposit limits

Motorcycle loans Icon Up to $75 monthly in monthly rebatesRebates: For each completed calendar month the primary account owner has a First Tech Premier Rewards Savings (FTPRS), the following fees will be reimbursed up to a maximum of $75 per calendar month. Any share account with the same primary account owner as the FTPRS will be eligible for the rebate, excluding Business and Health Savings Accounts. Rebates will be posted within 5-7 business days after the end of each month. Fees eligible for rebate: ATM deposit adjustment, Non-First Tech/Co-Op ATM, check orders/re-order, foreign check exchange, foreign currency, international transactions/currency conversion, stop payments (regular and Bill Pay), wires, express delivery (excludes card rush items). Fees not listed will be considered an exception rebate.

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Higher funds availability on remote deposits

Mobile banking Icon Higher Zelle® limits

Goals Icon Higher APY with Premier Rewards Savings account

Dedicated Premier Financial Representatives

Our Premier Financial Representatives are ready to help you take a fresh, focused look at your money and your path to personal prosperity.

What our members are saying


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Primary account owner must have at least one (1) First Tech Premier Rewards Savings® (FTPRS) account.

Cannot be combined with First Tech Rewards Checking®, First Tech Rewards Savings®, or Dividend Rewards Checking products.

*Registered Address: 1011 Sunset Blvd., Ste. 210, Rocklin, CA 95765 | 855.744.8585

Financial Advisors offer securities through Raymond James Financial Services, Inc. Member FINRA/SIPC and securities are not insured by credit union insurance, the NCUA or any other government agency, are not deposits or obligations of the credit union, are not guaranteed by the credit union, and are subject to risks, including the possible loss of principal. First Technology Federal Credit Union and Addison Avenue Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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