Platinum Secured Mastercard®

Features:

• As low as 11.24% Annual Percentage Rate (APR)11.24 to 18.00%11.24 to 18.00%11.24% , not to exceed 18.00%The Annual Percentage Rate (APR) will vary with the Prime Rate. All loans are subject to approval. First Tech membership is required and subject to approval.
• No annual fee, balance transfer, cash advance or foreign transaction fee
• Refundable security deposit
• Convenient and secured Mastercard^®
• Earn Rewards Points for every dollar you spendCertain terms, conditions and exclusions apply. See our Platinum Mastercard Benefits Guide for further details.
• Contactless payments with your card or phone

Rewards:

Earn 1 rewards point for every dollar spent on your everyday purchases when you use your platinum secured Mastercard^®. There’s no maximum and your points never expire. Use your personal credit card rewards points for:

• Travel
• Merchandise
• Gift cards and more
• View all cardholder benefits

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay^®, Samsung Pay^®, Samsung Wallet^®, Google Pay^® and much more.

For your convenience and security:

• Identity Theft Resolution Services assists you with credit bureau notification and credit card replacement while providing you with an ID Theft Affidavit should you become an identity theft victim
• Manage your account and monitor transactions anytime, anywhere with our free mobile app
• Shop safely and effortlessly with digital wallet programs