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First Tech Routing #321180379
Credit Cards

Platinum Secured Mastercard®

Score great rewards and build credit with a refundable security deposit.

Woman handing a First Tech Platinum Secured credit card to a cashier at a flower boutique.
Woman handing a First Tech Platinum Secured credit card to a cashier at a flower boutique.
Platinum Secured Apply Now

Features.

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Features:

  • As low as 13.50% Annual Percentage Rate (APR)13.50 to 18.00%13.50 to 18.00%13.50% , not to exceed 18.00%The Annual Percentage Rate (APR) will vary with the Prime Rate. All loans are subject to approval. First Tech membership is required and subject to approval.
  • No annual fee, balance transfer, cash advance or foreign transaction fee
  • Convenient and secure
  • Earn Rewards Points for every dollar you spendCertain terms, conditions and exclusions apply. See our Platinum Mastercard Benefits Guide for further details.

Rewards:

Earn 1 rewards point for every dollar spent on your everyday purchases. There’s no maximum and your points never expire. Use your points for:

The digital experience.

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It’s not all about the plastic. Online banking, a modern mobile experience and a digital wallet.

Need to temporarily lock your card? Order a replacement card? Want to check your rewards balance and see if you have enough points for that trip to Palm Springs? Now you can do all that and more in the Manage Cards widget on the First Tech mobile app or online banking. Also shop safely and effortlessly with Digital Wallet programs like Apple Pay, Samsung Pay, Google Pay and much more.

Global security.

Woman shopping

For your convenience and security:

  • Identity Theft Resolution Services assists you with credit bureau notification and credit card replacement and provides you with an ID Theft Affidavit should you become an identity theft victim
  • Manage your account and monitor transactions anytime, anywhere with our free mobile app
  • Shop safely and effortlessly with digital wallet programs