Skip to main content
First Tech Routing #321180379

Personal Line of Credit

Get instant access to cash when you need it.

  • Borrow up to $10,000
  • Variable-rate
  • Revolving line of credit

As low as 13.50% Annual Percentage Rate (APR)13.50%

Couple talking in house
Personal Line of Credit Apply Now

Personal line of credit.

A great loan for those who:

  • Want access to extra cash on demand to pay for emergencies like medical bills and home repairs
  • Need to borrow up to $10,000
  • Are ok with a fluctuating monthly payment
  • Only want a payment when you have a balance

What you'll get:

  • Variable-rate
  • Revolving line of credit

Reap the benefits.

Quick and easy loan application

  • Online loan application
  • Digital document delivery
  • Fast loan decision

Secure, anytime, anywhere account access

  • Free mobile app
  • Free online banking

More cash in your pocket

  • Free overdraft transfers, interest may apply
  • No pre-payment penalty
  • No application or origination fee
  • No annual fee

Which loan is right for you?

Fixed rate loan

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate for a 2 year term in 30 seconds.

Personal Line of Credit

Get up to $25,000 cash on-demand and make a payment only when you have a balance.

Stock Secured Loans

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

Stock Secured Line of Credit

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

Certificate Secured Loans

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.

Savings Secured Loans

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.