Start Up accounts

Applying for a Start Up Savings or Checking Account only takes a few minutes. Simply visit us at any First Tech Experience Center, or call us at 855.855.8805, and provide two forms of government ID. A parent or guardian must be present to open an account, and parent or guardian must be a joint-owner on the account. An account must be opened by a First Tech representative.

How can I teach my children smart money habits?

You can teach your kids valuable financial skills by signing them up for a First Tech Start Up Savings or Start Up Checking account.

Does a parent or guardian need to be a joint-owner of the First Tech Start Up Account?

Yes, a parent or guardian must be present to open an account and must also be a joint owner on the account.

What is the minimum age limit for a First Tech Start Up Account?

The products are open to any age, as long as the child is a member. Of course, there will be certain service restrictions that apply due to the age of the child.

At what age is my child no longer eligible for a First Tech Start Up Account?

When the child turns 18, the accounts will automatically convert into a standard First Tech account.

Is there a minimum balance for a First Tech Start Up Savings Account?

There is no minimum balance for the First Tech Start Up Savings Account.

Is there a minimum balance for a First Tech Start Up Checking Account?

There is no minimum balance for the First Tech Start Up Checking Account.

Does First Tech have any additional resources to help my children learn about financial wellness?

Your children can use the First Tech Financial Wellness modules for immersive learning experiences.

Are there any limits to what my child can deposit in their First Tech Start Up Accounts?

With the Start Up savings and checking accounts, there are no limits to how much you can deposit. For current tiers and rates, please visit our rates page.

Are there Monthly account maintenance fees on the First Tech Start Up Accounts?

No there are no monthly account maintenance fees on the Start Up Savings or Start Up Checking Accounts.

Is there a limit to how many Start up Accounts my child can have?

Yes, we limit one Start Up Checking and one Start Up Savings per child.

Can my child have both a Start Up Savings Account and a Start Up Checking Account?

Of course! We encourage you to open both if appropriate for your child's needs.

As a parent can I access the account without my child present?

As a joint owner, you will have full access to the account.

Can my child access the money in the account without a parent or guardian present? (say a 16 or 17 year old who would be able to go to the bank on their own)

If the child comes into an Experience Center with proper, state-issued ID, the representative will assist them, unless there are other account restrictions.

How can my child access the money in their account using a debit card?

If you allow your child to have a debit/ATM card, they will be able to use it.

Can I set alerts on my child's Start Up Account using Online Banking or the First Tech Mobile App?

As a joint owner, you will have access to the account and be able to set up alerts in Online.

How can I set up an appointment to get my child's First Tech Start Up Account started?

You can schedule an appointment on the website, give us a call at 855.855.8805, or stop by any First Tech Experience Center.