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First Tech Routing #321180379

Start Up accounts

Kids grow up fast. Their money should too.Membership is required and subject to approval.

Start Up Savings

Earn up to 4.00% Annual Percentage Yield (APY) Rate effective date <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=398cf174-1b8f-471f-aaba-e7d337955071"> 04/01/2025</span></span>. Rate may change after the account is opened. APY is<span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=23e08aab-b870-466d-95b5-7b0229f60ea6"> <span class="rate-prefix">Earn up to</span> <span class="rate-link">4.00%</span> <span class="rate-type">Annual Percentage Yield (APY)</span> </span></span>on balances between $0.01 - $999.99 and <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=3e8ea2f8-1e38-490a-8803-156d69ed0bba"> <span class="rate-prefix">Earn up to</span> <span class="rate-link">0.05%</span> <span class="rate-type">Annual Percentage Yield (APY)</span> </span></span>on $1,000 and above. $25 minimum opening deposit. No minimum balance required to obtain the advertised APY. Fees could reduce the earnings on the account.

Savings accounts for kids and teens allows them to build wealth and learn healthy saving habits.
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Start Up Checking

Earn up to 0.00% Annual Percentage Yield (APY) Rate effective date <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=2ea7c6eb-f67c-4200-80b1-a52ae67f8fe4"> 04/01/2025</span></span>. Rate may change after the account is opened. $10 minimum opening deposit

Checking accounts for kids and teens teaches them financial responsibility and allows them to track their spending.
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Savings account for kids.

Father and son counting money at a table

A kid’s savings account helps your child building their savings from a young age. It teaches them good financial habits by learning money skills as they grow up. Create a secure financial future for family members.

  • First Tech membership required ($5 minimum balance)
  • Monthly dividends
  • No monthly account maintenance fees
  • Limit one per child
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Checking account for kids.

Take the first step in their financial future with a checking account that’s just for them. If your child is ready for their first account, consider a kids checking account. A perfect way to set them on a path to financial wellness.

  • First Tech membership required ($5 minimum balance)
  • No minimum balance requirements
  • No monthly account maintenance fees
  • Limit one per child
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Teenagers Talking

Getting started

Applying for a Start Up Savings or Checking Account only takes a few minutes. Just visit any First Tech Experience Center or call us at 855.855.8805. Please bring two forms of government ID.
A parent or guardian must be present to open an account, and parent or guardian must be a joint-owner on the account. An account must be opened by a First Tech representative.

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Frequently asked questions.

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