Certificate Secured Personal Loans

The loan that has your certificate working double duty.

A no-fee loan
Uses your Share Certificate as collateral
Continue to earn dividends and avoid any early withdrawal penalties

As low as 3.00% Annual Percentage Rate (APR)3.00% Pricing is based on savings account or certificate rates plus Certificate Rate

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Certificate Secured Loans

A great loan for those who:

Have a First Tech Share Certificate
Want to avoid an early withdrawal penalty
Want a fixed monthly payment
Want to borrow between $500-$500,000 to consolidate debt or pay for a vacation

What you'll get:

Fixed-rate
Fixed-term loan

Reap the benefits.

Flexible financing options

Borrow as little as $500
Loan terms up to certificate maturity date

Quick and easy loan application

Online loan application
Digital document delivery
Fast loan decision

More money in your pocket

No pre-payment penalty
No application or origination fee
No annual fee

Which loan is right for you?

All

Certificate Secured

Line of Credit

Secured

Stock Secured

Fixed rate loan

As low as 8.79% Annual Percentage Rate (APR)8.79%

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate for a 2 year term in 30 seconds.

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Personal Line of Credit

As low as 13.50% Annual Percentage Rate (APR)13.50%

Get up to $25,000 cash on-demand and make a payment only when you have a balance.

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Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)8.40%

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

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Stock Secured Line of Credit

As low as 13.50% Annual Percentage Rate (APR)13.50%

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

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Certificate Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00%

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.

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Savings Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00%

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.

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