Savings Secured Personal Loans

The loan to help you build your credit.

Borrow between $500-$500,000
Fixed monthly payments

As low as 3.00% Annual Percentage Rate (APR)3.00% plus Savings rate

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Savings Secured Loan Apply Now

Savings Secured Loans

A great loan for those who:

Want to build or re-build their credit profile
Want to hold on to your cash
Have a First Tech savings account
Want a fixed monthly payment
Want to borrow between $500-$500,000 to pay off debt or fund a tech innovation

What you'll get:

Fixed-rate
Fixed-term loan

Reap the benefits.

Flexible financing options

Borrow as little as $500
Loan terms up to 96 months

Quick and easy loan application

Online loan application
Digital document delivery
Fast loan decision

More money in your pocket

No pre-payment penalty
No application or origination fee
No annual fee

Which loan is right for you?

All

Certificate Secured

Line of Credit

Secured

Stock Secured

Fixed rate loan

As low as 8.49% Annual Percentage Rate (APR)8.49%

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate in 30 seconds.Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.

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Personal Line of Credit

As low as 13.25% Annual Percentage Rate (APR)13.25%

Get up to $10,000 cash on-demand and make a payment only when you have a balance.

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Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)8.40%

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

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Stock Secured Line of Credit

As low as 13.25% Annual Percentage Rate (APR)13.25%

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

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Certificate Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00%

Borrow between $500-$500,000 to consolidate debt or pay for a vacation and have a First Tech Share Certificate.

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Savings Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00%

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and want to hold on to your cash.

Apply now