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Security

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Recent threats in the news.

10.1.22 – IRS warns of increase in texting scams

The Internal Revenue Service (IRS) warns of a significant increase in the number of SMS/text scams known as smishing that target taxpayers. These scam messages look like they are from the IRS and attempt to get recipients to click on a link. The IRS does not send emails or texts messages asking for personal information or account numbers. For more information visit the IRS website.

9.20.22 – Phishing for your money

Fraudsters are impersonating representatives from First Tech and other financial institutions to gain access to your personal information or accounts. These attempts take many different forms and they evolve every week. Receiving notice that your bank account has been, or might be compromised, is very unsettling to most people and Fraudsters know this. They’re counting on you to comply with urgency to resolve the situation and have tools like phone number spoofing to make it appear that they are legitimate. Never provide a one-time passcode to anyone when the specific instructions within the message are alerting you not to share. Learn how to spot phishing attempts in our latest featured article. If you ever have concerns about the legitimacy of a request, please call us at 855.855.8805 and ask to be connected to our Fraud team.

8.30.22 – Remote access scam

Scammers may try to convince you that you have a computer or internet problem that needs to be addressed urgently. This contact can take the form of a phone call, email or even a popup prompt on your computer. They may ask you to purchase a product or service to fix the problem and often will require payment via prepaid gift cards or wiring money. They may request remote access to your system to “fix” it but are really attempting to install malicious software or obtain sensitive information. Never let a stranger access your computer.

Could you foil the fraudster?

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Everyday, members like you receive fraudulent communications that look and sound like they could be legitimate. Watch Becky’s story and hear how sophisticated these attacks can be.

Phishing for your money

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Criminals continue to try to find new ways to access your money. These attempts take many different forms and they evolve every week. Read our article and learn how First Tech will and won’t try to contact you.

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Fraud and security FAQs

Why did I receive a text, email or phone call about suspected fraud on my credit or debit card?

First Tech and our card partner, CO-OP Financial Services, constantly monitor credit and debit card transactions to identify and prevent fraud. If we notice something unusual on your account, we will attempt to contact you via a variety of channels including SMS, phone or email to determine if the suspicious transaction is authorized or not. Legitimate SMS verification attempts will come from the number 59314 and from email CardMemberSecurity@COOP.org. CO-OP may ask you to verify the transaction by calling them back at a different phone number than the one they used to contact you. This is a new security measure used to validate your identity. We will never ask for account information, passwords, or other sensitive information via these unsecure channels. If you aren’t certain if the message is authentic, please contact 866.518.0213 for credit cards or 888.241.2440 for debit cards to learn more.

Can I place a travel alert on my credit and/or debit cards?

Yes, we actually recommend setting a travel alert on your cards to prevent our fraud monitoring system from blocking your card when they notice spending outside of your usual area. You can do this in Online Banking or from the First Tech app in the Manage Cards section.

How can I reset my Online Banking username or password?

You can reset your Online Banking password by selecting the Forgot Password link next to the Password field after you’ve entered your username. From there, you're prompted to answer security questions. If you haven't set up authentication questions or need assistance with your username or password, please contact us at 855.855.8805 or visit your local branch.