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First Tech Routing #321180379
Home Loans

Find the loan that feels like home.

We're here to help you find and fund the place you’ll call home.

Woman preparing food in a kitchen, while a man is cleaning dishes in the background.
Woman preparing food in a kitchen, while a man is cleaning dishes in the background.

Get pre-qualified.

Take the first step to your dream home and see how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market, and can ease your mind when taking on the task of financing a home.
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Mortgage calculator

Fixed-rate home loans.

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Fixed-rate home loans are the most common type of mortgage. With fixed-rate home loans, you'll maintain the same payment and interest rate throughout the life of the loan. That means you’ll never worry about rising interest rates or a changing economy when it comes to your home loan. If you have a home picked out and signed a contract, please click the Submit Application box below. If you want to see how much you qualify for submit a request for Pre-Qualification.

It’s perfect if you plan on staying in your home for at least five years.

  • Easy application process
  • No pre-payment penalty

Adjustable rate mortgage (ARM).

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An Adjustable Rate Mortgage (ARM) helps you qualify for more home thanks to lower payments during the first three to ten years of the loan. After that, the rate adjusts, which could change the monthly payment. If you have a home picked out and signed a contract, please click the Submit Application box below. If you want to see how much you qualify for submit a request for Pre-Qualification.

ARMs are ideal if you plan on being in your home for a short period of time. Because ARMs are subject to rate adjustments later on, the initial interest rate is typically set lower than on a standard fixed-rate loan. This can benefit you with a lower payment that reduces your monthly housing costs.

  • Fixed interest rate for 5, 7 or 10 years
  • Rate adjusts annually thereafter
  • Easy application process

Find a home loan officer.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.