Get up to Earn 4.35% Annual Percentage Yield (APY)4.35% APY with a promotional share certificate

With a share certificate, you can take advantage of a flexible savings strategy that helps your money grow. Lock in a great rate and maximize high yields, while maintaining freedom to bump up your rate if rates increase during your term.

Choose your own commitment length with options that include 13, 24 and 36–month terms, and a minimum opening balance of only $500. With this certificate you can:

• Bump up your rate if rates increase during your term once every 12 monthsThe maximum amount of each additional deposit is up to the original amount of the share certificate at the start of the current term. Upon maturity, the certificate will automatically convert to the same or comparable term and receive the rate currently offered at that time.
• Add funds once every 12 months
• Get higher yields over a set time, compared to conventional savings accounts
• Enjoy no account set-up fees or maintenance fees