Can I use my First Tech cards while traveling internationally?

Yes! You can use your First Tech debit or credit card at ATMs and merchants worldwide —anywhere you see a logo that matches the one on the back of your card. Before You Travel: To help keep your account secure and avoid any disruptions, we recommend setting a travel notice in advance. This lets our fraud monitoring system know you’ll be spending outside your usual area. You can set a travel alert under the Manage Cards Widget when you login to your account. While Abroad: ATM Access : You can withdraw cash from most international ATMs. Keep in mind that the ATM owner may charge a fee and may only allow access to certain account types (e.g., checking only). Fees : International transactions may be subject to fees. Please refer to our Fee Schedule for details. Tip: Carry a backup payment method and notify us of any lost or stolen cards immediately. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

How will I know my Travel Notification request was processed?

Once you submit a Travel Notification through Digital Banking , you’ll receive a confirmation message on-screen letting you know your request was successfully received. You can also view or update your travel plans anytime by logging back into your account. If you don’t see a confirmation or have questions, our Member Services team is here to help—just give us a call or send a secure message through Digital Banking. Travel Smart with First Tech Before you pack your bags, here are a few tips to help you bank confidently while traveling: Set your Travel Notification early to avoid transaction disruptions. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

Can I Submit Multiple Travel Notifications?

You can have one active travel notification per card at a time. If you submit a new notification, it will replace the previous one . Need to set up multiple travel plans or have overlapping trips? No problem—just send us a secure message through Digital Banking , and we’ll help make sure your cards are covered. Travel Tips to Keep You Banking Smoothly Submit your travel notification early to avoid transaction disruptions. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

How long can my trip be?

You can submit a Travel Notification for trips up to two months long. If your travel includes a short return home (a day or two) before heading to a new destination, we recommend grouping it as one trip to avoid interruptions. Please note: Only one active Travel Notification can be placed per card at a time. Submitting a new notification will overwrite the existing one. If you need to set up multiple trips or have special circumstances, send us a secure message through Digital Banking —we’re happy to help. Travel Tips to Keep You Banking Smoothly Submit your Travel Notification early to avoid transaction disruptions. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

How Do I Modify a Travel Notification?

Need to update your travel plans? It’s easy. Just log in to Digital Banking and go to the Manage Card widget . From there, you can edit your existing Travel Notification or submit a new one. Keep in mind that submitting a new notification will replace the current one . If your travel plans are complex or you need help, send us a secure message —we’re here to support you every step of the way. Travel Tips to Keep You Banking Smoothly Submit your Travel Notification early to avoid transaction disruptions. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

Should I Send a Travel Notification If I’m Traveling Within the United States?

Yes—if you're traveling outside your usual day-to-day area , we recommend submitting a Travel Notification , even for domestic trips. This helps us recognize your card activity as legitimate and reduces the chance of your transactions being flagged or declined. Whether you're heading across the state or across the country, letting us know in advance helps keep your banking experience smooth and secure. Travel Tips to Keep You Banking Confidently Submit your Travel Notification early to avoid transaction disruptions. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

I’m Already Traveling—Is It Too Late to Submit a Travel Notification?

Not at all! You can still submit a Travel Notification even if your trip has already started. Just log in to Digital Banking and enter today’s date as your start date. This helps us recognize your card activity as legitimate and reduces the chance of your transactions being flagged or declined—so you can keep enjoying your trip without interruptions. Travel Tips to Keep You Banking Confidently Submit your Travel Notification early when possible, but it’s okay to do it mid-trip too. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

Who Should I Call If I Have Issues While Traveling?

If you run into any issues while traveling, we're here to help—no matter where you are. In the U.S.: Call our Contact Experience Center at 855.855.8805 Internationally: Call 503.644.4034 (this number accepts collect calls ) Whether it’s a card issue, account access, or a security concern, our team is ready to support you so you can get back to enjoying your trip. Travel Tips to Keep You Banking Confidently Submit a Travel Notification before or during your trip to avoid transaction disruptions. Use Card Controls in the First Tech app to monitor activity and manage security. Bring a backup card in case of loss or technical issues. Update your contact info so we can reach you if needed. Helpful Resources Travel Tips & Card Security Fee Schedule <a href="https://banking.firsttechfed.com/Authentication?_gl=1*1y0i5qo*_gcl_au*MTMzNDkyNjM1Ni4xNzQ4Mzc5NDAw*_ga*MTUyNTk5NDUzOS4xNzQ4Mzc5NDAw*_ga_FF54QQ6YX4*czE3NTU1NDM1NzkkbzI5JGcxJHQxNzU1NTQ0NDk5JGoyNSRsMCRoMTkxODQ3MDkzMw..*_fplc*R3F5elBmMFZvUCUyRmpISVlZYXJCbEFlaEZONTg3OVdCTmVGSkdqaHNtY1FNSWtPeXVna24zNDB3YlNoelNKJTJGcmxSN0Q3QXJmdGtpSm1BQmJiYjJCZ1lESkFicnY4Q1BzMUM2M2lhbHVqVDZrM01abFdBM3JqVjRMNXBkS3NxUSUzRCUzRA.." aria-label=""> Digital Banking Login Find a Branch

Manage First Tech Debit Card and FAQ

Q: What should I do if there are fraudulent transactions on my credit card?

Please call us immediately at 855.855.8805 .

We know getting your new card in the mail can feel as exciting as pay day. We also know you would like to activate it right away. Now you can do it in couple clicks from your phone!

Step-by-step guide:

Online Banking

Mobile Banking

All eligible First Tech credit cards, except for business cards.

Right away. Once you complete the simple steps for activation, you'll receive a success message. From there, you can begin using your card and taking advantage of the other Manage Cards widget features.

Please call us immediately at 855.855.8805.

Did you misplace your card? Worried about unauthorized transactions? It takes two clicks to lock your First Tech card to stop future transactions. Found your card two hours later under the car seat? No problem. Unlocking it is just as easy.

Step-by-step guide:

Online Banking

Mobile Banking

All First Tech debit and credit cards are eligible, except for business cards.

Within minutes, you'll see the card appear locked. Locking your card will prevent new transactions, while still allowing recurring transactions, pre-authorized payments and refunds to post to your account.

Once your card is unlocked, you may resume transactions and payments.

No, please dispute the transaction in Online Banking, and then we will block the card and send you a new card. We recommend you lock your card for temporary misplacement. If you suspect fraudulent charges or you’re certain you’ve lost your card, please proceed to the “Replace Card” feature.

No, the card will show up in the mobile wallet, but authorizations will be declined.

Yes! You can use your First Tech debit or credit card at ATMs and merchants worldwide—anywhere you see a logo that matches the one on the back of your card.

Before You Travel:

To help keep your account secure and avoid any disruptions, we recommend setting a travel notice in advance. This lets our fraud monitoring system know you’ll be spending outside your usual area.

You can set a travel alert under the Manage Cards Widget when you login to your account.

While Abroad:

ATM Access: You can withdraw cash from most international ATMs. Keep in mind that the ATM owner may charge a fee and may only allow access to certain account types (e.g., checking only).
Fees: International transactions may be subject to fees. Please refer to our Fee Schedule for details.

Tip: Carry a backup payment method and notify us of any lost or stolen cards immediately.

Helpful Resources

Which cards are eligible for Travel Notifications?
All First Tech debit and credit cards are eligible for travel notifications. Letting us know about your travel plans helps ensure uninterrupted access to your funds and reduces the risk of fraud alerts while you're away.

Banking Tips for a Smooth Trip

1. Set a Travel Notification
Before you go, log in to Digital Banking and set a travel notice for your First Tech cards. This lets us know where you’ll be and helps prevent your transactions from being flagged as suspicious.

2. Use Your Card Abroad with Confidence
Our cards are accepted worldwide and offer fraud protection and competitive exchange rates. Be sure to check for any foreign transaction fees that may apply.

3. Keep Contact Info Updated
Make sure your phone number and email are current so we can reach you if needed.

4. Carry a Backup Payment Option
It’s smart to bring more than one card in case of loss or technical issues.

5. Enable Card Controls
Use the First Tech app to lock/unlock your card, set spending limits, and monitor transactions in real time.

Helpful Resources

Once you submit a Travel Notification through Digital Banking, you’ll receive a confirmation message on-screen letting you know your request was successfully received. You can also view or update your travel plans anytime by logging back into your account.

If you don’t see a confirmation or have questions, our Member Services team is here to help—just give us a call or send a secure message through Digital Banking.

Travel Smart with First Tech

Before you pack your bags, here are a few tips to help you bank confidently while traveling:

Set your Travel Notification early to avoid transaction disruptions.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

You can have one active travel notification per card at a time. If you submit a new notification, it will replace the previous one.

Need to set up multiple travel plans or have overlapping trips? No problem—just send us a secure message through Digital Banking, and we’ll help make sure your cards are covered.

Travel Tips to Keep You Banking Smoothly

Submit your travel notification early to avoid transaction disruptions.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

You can submit a Travel Notification for trips up to two months long.

If your travel includes a short return home (a day or two) before heading to a new destination, we recommend grouping it as one trip to avoid interruptions.

Please note:
Only one active Travel Notification can be placed per card at a time. Submitting a new notification will overwrite the existing one. If you need to set up multiple trips or have special circumstances, send us a secure message through Digital Banking—we’re happy to help.

Travel Tips to Keep You Banking Smoothly

Submit your Travel Notification early to avoid transaction disruptions.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

Need to update your travel plans? It’s easy.

Just log in to Digital Banking and go to the Manage Card widget. From there, you can edit your existing Travel Notification or submit a new one. Keep in mind that submitting a new notification will replace the current one.

If your travel plans are complex or you need help, send us a secure message—we’re here to support you every step of the way.

Travel Tips to Keep You Banking Smoothly

Submit your Travel Notification early to avoid transaction disruptions.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

Yes—if you're traveling outside your usual day-to-day area, we recommend submitting a Travel Notification, even for domestic trips. This helps us recognize your card activity as legitimate and reduces the chance of your transactions being flagged or declined.

Whether you're heading across the state or across the country, letting us know in advance helps keep your banking experience smooth and secure.

Travel Tips to Keep You Banking Confidently

Submit your Travel Notification early to avoid transaction disruptions.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

Not at all! You can still submit a Travel Notification even if your trip has already started. Just log in to Digital Banking and enter today’s date as your start date.

This helps us recognize your card activity as legitimate and reduces the chance of your transactions being flagged or declined—so you can keep enjoying your trip without interruptions.

Travel Tips to Keep You Banking Confidently

Submit your Travel Notification early when possible, but it’s okay to do it mid-trip too.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

If you run into any issues while traveling, we're here to help—no matter where you are.

In the U.S.: Call our Contact Experience Center at 855.855.8805
Internationally: Call 503.644.4034 (this number accepts collect calls)

Whether it’s a card issue, account access, or a security concern, our team is ready to support you so you can get back to enjoying your trip.

Travel Tips to Keep You Banking Confidently

Submit a Travel Notification before or during your trip to avoid transaction disruptions.
Use Card Controls in the First Tech app to monitor activity and manage security.
Bring a backup card in case of loss or technical issues.
Update your contact info so we can reach you if needed.

Helpful Resources

Consolidate all your credit card and loan payments to one place where they can be managed. Submit a request in Online or Mobile Banking to transfer your balance over to First Tech, and our lower APR and zero balance transfer fee will save you money.

Step-by-step guide:

Online Banking

Mobile Banking

Manage Cards.

Frequently asked questions