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Checking Accounts
Choose your own adventure.
Find the checking account that's right for you.
| First Tech Rewards Checking | First Checking Plus | Carefree Checking | HSA Checking | |
|---|---|---|---|---|
| Earns Annual Percentage Yield Up To | Earn up to 4.00% APY - Learn More | Earn up to 0.05% APY - Learn More | - | Earn up to 1.00% APY - Learn More |
| Monthly account fee | $0 | $0 | $0 | $0 |
| Free chip-and-PIN enabled debit card | Yes | Yes | Yes | Yes |
| Free Online Banking with BillPay | Yes | Yes | Yes | Yes |
| Free Mobile Banking with e-Deposits | Yes | Yes | Yes |
- |
| ATM fee rebates | Yes | -No | -No | -No |
| Free access to over 30,000 CO-OP ATMs | Yes | Yes | Yes |
- |
| No monthly balance requirement | Yes | Yes | Yes | Yes |
Reap the benefits.
Direct Deposit
- One less errand for you to check off your list. Set up your paycheck to deposit direct into your account.
Chip-and-PIN enabled debit card
- Shop with your card feeling confident you're protected with strong security.
Mobile Banking
- Download our free Mobile Banking App and you'll have a branch at your finger tips.
Alerts
- We'll let you know when checks clear, a transaction is complete and more. Set up your preferences and stay in the know.
E-Statements
- Receive your monthly statement securely and conveniently online.
Access your accounts anytime, anywhere.
Log in online or download our Mobile App — It's your money, we'll keep you connected.
Complete transactions
- Transfer funds between First Tech accounts
- Deposit checks with E-deposit
- Pay bills or your First Tech loan on the go
- Check account balances
Find First Tech branches
- Search for a nearby branch
- Look up hours and directions
Locate a surcharge-free ATM
- Locate a CO-OP Network ATM near you. There are over 30,000 surcharge free ATMs across the U.S.
Checking calculators for you.
Calculate everything from how we compare to major banks to what it takes to save for a college.