Checking Accounts
From high yield checking accounts to rewards options and more, there’s an account to match your everyday demands. Rest assured your finances are both secure and easy to access whenever you need them.
Compare Checking Accounts
All of our checking options come with special perks and benefits you’re sure to enjoy. See which one is the best for your lifestyle and financial goals.
First Tech Rewards Checking
First Checking Plus
Earns Annual Percentage Yield Up To
Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=2ea7c6eb-f67c-4200-80b1-a52ae67f8fe4">
03/01/2025</span></span>. Rate may change after the account is opened. Qualified APY is <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=f62e7cbd-f90a-49dd-8d8c-2f61942d7450">
<span class="rate-prefix">Earn up to</span>
<span class="rate-link">0.01%</span>
<span class="rate-type">Annual Percentage Yield (APY)</span>
</span></span>. Non-Qualified APY is <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=65f17903-319c-42e6-87c7-557e4a9f11d9">
<span class="rate-prefix">Earn up to</span>
<span class="rate-link">0.00%</span>
<span class="rate-type">Annual Percentage Yield (APY)</span>
</span></span>. $10 minimum opening deposit. Terms and conditions apply. Fees could reduce the earnings on the account.
, Rate effective date: <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=2ea7c6eb-f67c-4200-80b1-a52ae67f8fe4">
03/01/2025</span></span>. Rates may change after accounts are opened. $10 minimum opening deposit. No minimum balance required to obtain the advertised APY. Fees could reduce the earnings on the account.
Earn up to
0.01%
Annual Percentage Yield (APY)
Earn up to
0.00%
Annual Percentage Yield (APY)
Monthly account fee
$0
$0
Free chip-and-PIN enabled debit card
Yes
Yes
Free Online Banking
Yes
Yes
Free Mobile Banking with e-Deposits
Yes
Yes
ATM fee rebates
Yes
-No
Free access to over 30,000 CO-OP ATMs
Yes
Yes
No monthly balance requirement
Yes
Yes
| Benefits | First Tech Rewards Checking | First Checking Plus |
|---|---|---|
| Earns Annual Percentage Yield Up To Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=2ea7c6eb-f67c-4200-80b1-a52ae67f8fe4"> 03/01/2025</span></span>. Rate may change after the account is opened. Qualified APY is <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=f62e7cbd-f90a-49dd-8d8c-2f61942d7450"> <span class="rate-prefix">Earn up to</span> <span class="rate-link">0.01%</span> <span class="rate-type">Annual Percentage Yield (APY)</span> </span></span>. Non-Qualified APY is <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=65f17903-319c-42e6-87c7-557e4a9f11d9"> <span class="rate-prefix">Earn up to</span> <span class="rate-link">0.00%</span> <span class="rate-type">Annual Percentage Yield (APY)</span> </span></span>. $10 minimum opening deposit. Terms and conditions apply. Fees could reduce the earnings on the account. , Rate effective date: <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=2ea7c6eb-f67c-4200-80b1-a52ae67f8fe4"> 03/01/2025</span></span>. Rates may change after accounts are opened. $10 minimum opening deposit. No minimum balance required to obtain the advertised APY. Fees could reduce the earnings on the account. | Earn up to 0.01% Annual Percentage Yield (APY) | Earn up to 0.00% Annual Percentage Yield (APY) |
| Monthly account fee | $0 | $0 |
| Free chip-and-PIN enabled debit card | Yes | Yes |
| Free Online Banking | Yes | Yes |
| Free Mobile Banking with e-Deposits | Yes | Yes |
| ATM fee rebates | Yes | -No |
| Free access to over 30,000 CO-OP ATMs | Yes | Yes |
| No monthly balance requirement | Yes | Yes |
| CTA |
Benefits you'll enjoy with our personal checking accounts.
Direct Deposit
- One less errand for you to check off your list. Set up your paycheck to deposit direct into your account.
Chip-and-PIN enabled debit card
- Shop with your card feeling confident you're protected with strong security.
Mobile Banking
- Download our free Mobile Banking App and you'll have a branch at your finger tips.
Alerts
- We'll let you know when checks clear, a transaction is complete and more. Set up your preferences and stay in the know.
E-Statements
- Receive your monthly statement securely and conveniently online.
Access your accounts anytime, anywhere.
Log in online or download our Mobile App — It's your money, we'll keep you connected.
Complete transactions
- Transfer funds between First Tech accounts
- Deposit checks with E-deposit
- Pay your First Tech loan on the go
- Check account balances
Find First Tech branches
- Search for a nearby branch
- Look up hours and directions
Locate a surcharge-free ATM
- Locate a CO-OP Network ATM near you. There are over 30,000 surcharge free ATMs across the U.S.
