Instant Access Savings
Step up your savings and earn more.
- Earn tiered dividends rates
- Keep your funds liquid
- Stay connected to your money anytime, anywhere
Earn up to 0.40% Annual Percentage Yield (APY)0.40%
Rate effective date: 12/01/2024
Instant Access Savings
Open an Account
Instant Access SavingsOnly 6 monthly withdrawal type transactions.
Tiered dividends for larger balances.
This account fits those who:
- Keep more than $25.00 in savings
- Want easy access to funds while earning higher dividends
Reap the benefits.
You'll benefit from:
- Tiered dividends on larger balances
- No monthly account maintenance fees
- No early withdrawal fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
Manage your money when and where you want
- Withdraw funds at any time
- Access your account online from our Mobile App
- Deposit checks with our free Mobile App
- Enter a branch at nearly 6,000 CO-OP shared branch locations
Peace of mind
- Balances are insured to at least $250,000 by the NCUA
- Secure online access
- Automatic overdraft transfers for your First Tech checking account
Check out our related resources.
Rate Sheet and Fee Schedule
Membership and Account Agreement
Limitation and Termination of Service Policy