Personal Loans

If you're looking for a way to consolidate debt or make a major purchase, we're here to help.

Fixed rate personal loans starting at As low as 8.49% Annual Percentage Rate (APR)8.49% with no payments for 45 days.

A couple sitting on a deck with their legs dangling off the edge and above a body of water.

Credit Union Personal Loan Options

A personal loan from a credit union offers unique flexibility. You have choices with personal loan rates, the ability to borrow up to $500k in a personal loan, payment options, and more.

Fixed rate loan

As low as 8.49% Annual Percentage Rate (APR)

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate in 30 seconds.Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.

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Personal Line of Credit

As low as 13.25% Annual Percentage Rate (APR)

Get up to $10,000 cash on-demand and make a payment only when you have a balance.

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Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.

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Stock Secured Line of Credit

As low as 13.25% Annual Percentage Rate (APR)

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine and want a payment only when you have a balance.

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