Wires Resources

Incoming Wire Transfer Instructions

International Wire Transfer Instructions

FAQs

Does First Tech offer domestic and international wire transfer services?
Yes we offer both international and domestic wire services. Log in to Online Banking or visit a First Tech location to send a wire.

Note: There's a fee for outgoing international, domestic and incoming wires. Please see our fee schedule to learn more.

What are your wire transfer fees?
Fees are subject to change, please see our fee schedule to learn more.

Note: Domestic wire transfer is defined as a final beneficiary within a U.S. institution. The receiving institution may charge an incoming wire fee. An international wire transfer is classified as having the final beneficiary outside the U.S. An international wire transfer often must pass through a correspondent bank, which may charge additional fees to process the wire transfer. You're responsible for any international correspondent bank fees.

What's the difference between an EFT and a Wire transfer?
The main difference between an Electronic Funds Transfer (EFT) and a Wire transfer is how the funds are transferred.

An EFT transaction goes through an Automatic Clearing House (ACH) and can take three to five business days to process. Typically direct deposits and electronic bill payments use this channel. There aren't any associated fees and you can set these up as an external transfer in Online Banking.

A Wire transfer goes through the Federal Reserve's system and has variable timelines, based on the request time and destination. We process domestic wires (destination account is within U.S.) within the 1-2 business days and international wires (destination account outside U.S.) take a minimum of 2 business days. Online wire requests before 12pm PT, and branch wire requests before 2pm Monday - Friday are initiated on the same business day. Please see our fee schedule to learn more.

What are First Tech’s IBAN Number and Swift Code?

First Tech's SWIFT code is FTFCUS66. IBAN codes only apply to foreign institutions, so we don't have these codes. However, if you're sending money to us from a foreign country, the funds go through another financial institution.

Note: Your originating and/or correspondent bank(s) may also assess you fees.

What information do I need to receive a domestic wire?
When receiving a domestic wire, provide the following information:

Our name: First Tech Federal Credit Union
Our routing number: 321180379
Our address: 5100 NE Dawson Creek Drive, Hillsboro OR 97124
Your name, account number and home address.

Note: Your originating and/or correspondent bank(s) may also assess you fees.

When are incoming wires posted?
We post all incoming wires by 4pm PT. The delivery timeline to us depends on the sending financial intuition's process.