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First Tech Routing #321180379
Mortgage Loan Officer

Meet Shirley.

Shirley Ho headshot image

Shirley Ho

Mortgage Loan Officer
NMLS #1929209
669.289.9348
3000 El Camino Real, Suite 100 Palo Alto, CA 94306
181 East Tasman Drive, Suite 10 San Jose, CA 95134
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A little insight into Shirley Ho.

I became a Mortgage Loan Officer because I enjoy helping you to meet your home loan needs. I treat every situation, whether you’re purchasing or refinancing with the care and respect as I would show for my own properties. Being in the mortgage business in the past years, I have built the relationships and experiences that can better assist you. 

Finding the right home loan for you involves much more than just a transaction; I will guide you through any challenge that may occur.   I will take your hands and walk with you every step of the process; from planning to application, and then to closing and beyond.  Besides English, I am also fluent in Mandarin and Cantonese. I graduated from San Francisco State University with a Master’s of Business Administration.

Thank you for choosing me as your loan officer.  I look forward to working with you soon!

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.
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Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.
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Refinance

Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.
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Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.
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Mortgage resources.

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Home Loan Options

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All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.
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