First Tech member benefits for Amazon employees
We pass our earnings back to our members in the form of higher savings rates and lower loan rates.


Why choose First Tech?
Founded by the tech industry and for the tech industry, First Tech specializes in serving the unique financial needs of employees at the world’s most innovative companies. We offer a range of customized products and services to help employees like you achieve their dreams. Here’s a look at some of our member benefits:
- Exclusive offers for Amazon employees and contractors to help you save money or earn more on the financial services you need, like checking accounts, home loans and insurance.
- Manage your money when and where you want. Access your account online, deposit checks and pay bills with our free Mobile App, or visit one of our branch locations or 30,000 surcharge-free ATMs across the U.S.
- Personalized support to strengthen your financial health including workshops, consultations and webinars. Plus, you have access to our team of financial advisors for 1:1 support.
- Transition your finances internationally or domestically. Moving your finances should be the least of your concerns. First Tech’s Relocation Program can help you move your money and set you up financially in the U.S.
Exclusive offers for Amazon employees
Earn more rewards with your checking account
Earn more with First Tech Rewards Checking® and Savings. When you meet easy qualifications, earn Earn up to 3.00% Annual Percentage Yield (APY)3.00% APYAPY=Annual Percentage Yield. Rates effective as of <span class="rate effective-date"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=398cf174-1b8f-471f-aaba-e7d337955071"> 03/17/2025</span></span>. Rate may change after the account is opened. Qualified APY is <span class="rate rateonly-nolink"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=81560398-9d53-41fd-86af-fa0b18868b0a"> <span class="rate-prefix">Earn up to </span><span class="rate-link">3.00%</span><span class="rate-type"> Annual Percentage Yield (APY)</span><span class="rate-range"></span><span class="rate-range-nolink"></span><span class="rate-only-nolink">3.00%</span> </span></span>. Non-Qualified APY is 0.01%. $25 minimum opening deposit. Terms and conditions apply. Fees could reduce the earnings on the account. Membership is required and subject to approval. on unlimited balances with First Tech Rewards Savings®, and cash back on loan payments and credit card purchases.
Qualifying members can also get access to competitive savings rates, and cashback on credit card purchases.
Buying a home? Get help with closing costs and more
Purchasing a home is a big financial decision, and we want to be with you every step of the way.
We can help you get pre-qualified for a mortgage, find a local loan officer and explore your home loan options.
Plus, when you choose First Tech for your primary home loan, we’ll take $400 off the closing costs just for being an Amazon employee.
Rajeev’s story
What members are saying about First Tech
What personal finance experts are saying about First Tech
According to Nerdwallet, “First Tech Federal Credit Union offers a great checking account with no monthly fees. Anyone can apply for membership if they meet an easy requirement.”
Bankrate gives First Tech 4.2 of out 5 stars and says “It’s easy to open an account since there are no monthly fees and minimum deposits are relatively low. Moreover, the credit union offers competitive yields on its share certificates.”
In a review of our personal loans, Credit Karma says, “First Tech doesn’t charge application fees, origination fees or penalty fees for early loan payoff, which helps minimize borrowing costs. And First Tech’s starting APRs—which are listed on its website—are competitive.” Credit Karma goes on to say, “First Tech personal loan amounts for secured or unsecured loans start at just $500 — which may be helpful if you need a small personal loan for something like a minor car repair or other unexpected expense. But much larger loans are available, too.”
The benefits of joining a credit union
Credit Unions | Banks | Benefits |
Offer a suite of financial services that can include checking and savings accounts, loans and credit cards and more. | ||
Not-for-profit business that pass earnings to members in the form of higher savings rates and lower loan rates. | ||
Offer savings rates that are generally higher than the national average. | ||
Led by a people-over-profit philosophy. | ||
Member-owned and managed. (First Tech is governed by a 100% volunteer Board of Directors comprised of First Tech members.) |