Get a bump up if rates go up.Account owner(s) must initiate the rate bump. One bump per current term and multiple additional deposits per term allowed, up to the original amount of the certificate at the start of the current term.

Everyone wants to save for retirement, but with market fluctuations, it's hard to tell when to invest, and when to wait. But with a 13-Month Bump-Up Roth IRA Share Certificate, you can take advantage of a one-time option to bump upAccount owner(s) must initiate the rate bump. One bump per current term and multiple additional deposits per term allowed, up to the original amount of the certificate at the start of the current term. your interest rate during your term. You'll also benefit from tax-free earningsPlease consult with your tax advisor. and the ability to withdraw funds before the maturity dateFor all certificate accounts, if you withdraw any portion of your principal before maturity, you may be charged a penalty of up to six months’ dividends; however, there is no risk of loss to your principal..

NCUA insured to $250,000.

A great choice if you:

• Like flexibility of bumping up your rate if rates go upAccount owner(s) must initiate the rate bump. One bump per current term and multiple additional deposits per term allowed, up to the original amount of the certificate at the start of the current term.
• Are of any age
• Have qualified earned income within Modified Adjusted Gross Income (MAGI) limits
• Have at least $500 to save