Access greater rewards as a Premier member
Don’t let your money sit idle—earn more when you bank with First Tech.

As a Premier member of the First Tech family, you have a limited-time opportunity to earn a promotional APYAnnual Percentage Yield. For all dividend bearing accounts, the dividend rate and APY may change daily as determined by the Credit Union’s Board of Directors. for 12 months from account opening or conversion with our Instant Access Rewards accountMembership is required and subject to approval. This is an addendum to the Truth In Savings Disclosure – Share Savings, IRA, Roth, and Coverdell Savings, and Share Checking, Dividend Rewards Checking, and HSA Checking Accounts, Rate Sheet, and Fee Schedule, located at firsttechfed.com/rates.
Additional Terms and Conditions Applicable to Instant Access Rewards Accounts:
1. Limit: You are limited to one Instant Access Rewards account per primary account owner.
2. Qualifications: New money must be deposited from a source outside First Tech; transfers between First Tech accounts or its affiliates will not qualify.
3. Account must be opened by a Premier Financial Representative.
4. The promotional period for the account is twelve (12) months from account opening or account conversion from an existing First Tech savings account. After twelve (12) months, the account will automatically convert to the standard Instant Access Savings account. Please refer to our Rate Sheet for current dividend rates and annual percentage yield information.. Our Instant Access Rewards accounts offer members a way to avoid monthly maintenance or withdrawal fees while also earning higher dividends
All of that adds up to a lot of extra money in your pocket. Set up an appointment with a First Tech Premier Representative today to see how opening an Instant Access Rewards account or share certificate could mean more rewards for you.
Promotional Savings - Instant Access Rewards |
Effective Date: February 1, 2023 |
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Account |
Dividend rate |
APYAnnual Percentage Yield. For all dividend bearing accounts, the dividend rate and APY may change daily as determined by the Credit Union’s Board of Directors. |
Min. Opening Balance |
Min. Avg. Daily Balance to Avoid Fee |
Dividend Compounded & Credited |
Dividend Period |
$0.01 - $249,999.99 |
0.05% |
0.05% |
$5,000.00 |
NA |
Monthly |
Monthly |
$250,000 - $499,999.99 |
3.69% |
3.75% |
$5,000.00 |
NA |
Monthly |
Monthly |
$500,000 + |
3.93% |
4.00% |
$5,000.00 |
NA |
Monthly |
Monthly |