Drive home with a lower rate
Competitive auto loan rates as low as 4.99% APRAPR = Annual Percentage Rate. New Auto Loan example: $35,000 borrowed at 5.90% Annual Percentage Rate (APR) for 65 months = $18.01 per month per $1000 borrowed. Actual rate will be determined based on the applicant’s credit history, and final loan terms. All loans are subject to credit approval. Credit Union membership is required and subject to approval. make financing your new vehicle even easier.
New car loan
Thinking about buying a new car? We offer competitive, fixed-rate auto loans with flexible terms—available for new vehicles from recent and upcoming model years. You can finance up to 84 months, and there are no prepayment penalties.
A great loan for those who:
- Are buying a previous model year and newer car
- Want to finance up to 84 monthsNew Auto Loan example: $35,000 borrowed at 5.90% Annual Percentage Rate (APR) for 65 months = $18.01 per month per $1,000 borrowed. Other rates and terms are available. Loan term and amount minimums: 12- to 60-month term: minimum of $1,000. 61- to 72-month term: minimum of $5,000. 73- to 84-month term: minimum of $20,000.
- Love that new car smell
Great benefits:
- Fixed-rate
- Fixed-term loan
- No payment for up to 90 daysDeferring your first payment (up to 90 days from the funding date of your loan) is optional and is not a condition of your loan. Deferring your loan payment may affect your APR and the total interest you pay. All other loan terms and provisions will remain the same.
Read the benefits.
Quick and easy loan process
- Online loan application
- Digital document delivery
- Fast loan decision
Secure, anytime, anywhere account access
- Free mobile app
- Free online banking
More money in your pocket
- No pre-payment penalty
- No application or origination feesVisit firsttechfed.com/rates for a complete list of fees.
Credit Union New Car Loan Rates.
A personalized First Tech rate in 30 seconds or less with check my rate.
Click the “Check My Rate” button below to get your rate for a 12-65 month term! Checking your rate will not affect your credit score.Check your rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.
What is Check My Rate? Have more questions like this? Check out our full FAQ for more information.
