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First Tech Routing #321180379

Personal Line of Credit

Get instant access to cash when you need it.

  • Borrow up to $10,000
  • Variable-rate
  • Revolving line of credit

As low as 13.00% Annual Percentage Rate (APR)13.00% Personal Line of Credit example: APR ranges from <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=4584bbb9-1e40-486b-a196-8c6a0b1d0871"> <span class="rate-prefix">As low as&nbsp;</span><span class="rate-link">13.00%</span><span class="rate-type">&nbsp;Annual Percentage Rate (APR)</span><span class="rate-range"></span><span class="rate-range-nolink"></span><span class="rate-only-nolink">13.00%</span> </span></span>&nbsp;to 18.00%. The Annual Percentage Rate (APR) will vary with the Prime Rate.

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Personal Line of Credit Apply Now

Personal line of credit.

A great loan for those who:

  • Want access to extra cash on demand to pay for emergencies like medical bills and home repairs
  • Need to borrow up to $10,000
  • Are ok with a fluctuating monthly payment
  • Only want a payment when you have a balance

What you'll get:

  • Variable-rate
  • Revolving line of credit

Reap the benefits.

Icon assessments Quick and easy loan application

  • Online loan application
  • Digital document delivery
  • Fast loan decision

Icon assessments Secure, anytime, anywhere account access

  • Free mobile app
  • Free online banking

Icon assessments More cash in your pocket

  • Free overdraft transfers, interest may apply
  • No pre-payment penalty
  • No application or origination fee
  • No annual feePersonal Line of Credit example: APR ranges from <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=4584bbb9-1e40-486b-a196-8c6a0b1d0871"> <span class="rate-prefix">As low as&nbsp;</span><span class="rate-link">13.00%</span><span class="rate-type">&nbsp;Annual Percentage Rate (APR)</span><span class="rate-range"></span><span class="rate-range-nolink"></span><span class="rate-only-nolink">13.00%</span> </span></span>&nbsp;to 18.00%. The Annual Percentage Rate (APR) will vary with the Prime Rate.

Which loan is right for you?The interest rate is based on credit worthiness and credit history. All loans are subject to approval according to First Tech lending policies. Credit Union membership is required and subject to approval. Rates, terms and conditions subject to change and some restrictions may apply.

Fixed rate loan

As low as 6.99% Annual Percentage Rate (APR)6.99% <p>Fixed-Rate Loan example: $17,401 borrowed at 13.95% Annual Percentage Rate (APR) for 24 months = $47.99 per month per $1,000 borrowed.</p>

You can borrow a lump sum up to $50,000 and pay it off at a fixed-rate and term. Check your rate in 30 seconds.Check my rate: To check the rates and terms First Tech Federal Credit Union conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. All loan applications are subject to credit approval. Membership is required and subject to approval.
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Personal Line of Credit

As low as 13.00% Annual Percentage Rate (APR)13.00% Personal Line of Credit example: APR ranges from <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=4584bbb9-1e40-486b-a196-8c6a0b1d0871"> <span class="rate-prefix">As low as&nbsp;</span><span class="rate-link">13.00%</span><span class="rate-type">&nbsp;Annual Percentage Rate (APR)</span><span class="rate-range"></span><span class="rate-range-nolink"></span><span class="rate-only-nolink">13.00%</span> </span></span>&nbsp;to 18.00%. The Annual Percentage Rate (APR) will vary with the Prime Rate.

Access up to $10,000 cash on-demand and make a payment only when you have a balance.
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Stock Secured Loans

As low as 8.40% Annual Percentage Rate (APR)8.40% Stock Secured Loan example: $93,264 borrowed at 9.18% Annual Percentage Rate (APR) for 60 months = $20.85 per month per $1,000 borrowed.

Borrow between $25,000 and $1,000,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine.
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Stock Secured Line of Credit

As low as 13.00% Annual Percentage Rate (APR)13.00% Stock Secured Line of Credit example: APR ranges from <span class="rate no-prefix-ratetype"><span class="rate" data-state-select-refresh-url="/Areas/FirstTech.Web/Rates/RenderRate?id=044774d5-8ea7-4cc2-a708-5a8cd66a190a"> <span class="rate-prefix">As low as&nbsp;</span><span class="rate-link">13.00%</span><span class="rate-type">&nbsp;Annual Percentage Rate (APR)</span><span class="rate-range"></span><span class="rate-range-nolink"></span><span class="rate-only-nolink">13.00%</span> </span></span>&nbsp;to 18.00%. The Annual Percentage Rate (APR) will vary with the Prime Rate.

Borrow between $25,000 and $500,000 to cover vacation costs, fund tech projects, pay medical bills, taxes or almost anything else you can imagine. Make payments only when you have a balance.
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Certificate Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00% Certificate Secured Loan example: $20,750 borrowed at 6.84% Annual Percentage Rate (APR) for 60 months = $19.73 per month per $1,000 borrowed. Pricing is based on savings account or certificate rates.

Borrow between $500-$500,000 to consolidate debt or pay for a vacation when you have a First Tech Share Certificate.
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Savings Secured Loans

As low as 3.00% Annual Percentage Rate (APR)3.00% Share Savings Secured Loan example: $18,635 borrowed at 3.88% Annual Percentage Rate (APR) for 60 months = $18.36 per month per $1,000 borrowed.

Borrow between $500-$500,000 to pay off debt or fund a tech innovation and you want to hold on to your cash.
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