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First Tech Routing #321180379
Mortgage Loan Officer

Meet Don.

A little insight into Don Hegardt.

I am a lifelong Sonoma County resident. I have been in the real estate industry since 2002. In 2011, I moved to First Tech to work as a Mortgage Loan Officer. My five years of realtor experience have provided me with a broad perspective on real estate transactions, making me very familiar with the contractual obligations of the buyer. 

I know that buying a home and going through the mortgage process can be stressful, tiring, time consuming, and overwhelming. There are a lot of things happening at once. When it comes to the home loan details, my goal is to make it simple. In addition, I value the trust I have earned from my industry relationships, and it is my priority to keep my clients apprised of the loan status at all times, knowing that time is of the essence when it comes to real estate. 

On the personal side, I love where I live, and I enjoy weekend getaways and travel. Sonoma County is perfectly placed close to the coast, a few hours from Tahoe snow, minutes from renowned wineries, and only one hour north of San Francisco. I believe in work/life balance, and I love spending time with my son, Ben, my daughter Maddison, my friends, and my dog.  I also find therapy in working on my home!

We're here to help you.

Get pre-qualified.

Take the first step to your home dreams by seeing how much you can borrow by getting pre-qualified. A pre-qualification can give you a leg up in a competitive market and can ease your mind when taking on the task of financing a home.

Buy a home.

We have mortgage solutions to fit your needs, whether this is your first home, next home, or you’re building your dream house. If you have a home picked out and signed a contract, please apply here. If you want to see how much you qualify for submit a request for Pre-Qualification.


Whether you want to cash out your equity, lower your payments, or pay off your loan sooner, we have a refinance loan for you.

Home equity.

Do you have big plans that require money? Get that money from the equity in your home. We have great rates and many options, depending on your goals.

Mortgage resources.


Home Buyers

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Calculate your mortgage options.


Home Loan

View more information on the home loan options available.

All loans are subject to credit approval. Credit Union membership is required and subject to approval. Property and/or flood hazard insurance may be required.