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Insure

Protecting your good name.

Most people don’t even know when their identity has been stolen.

 

A couple using a tablet

Identity & credit theft solutions.

First Tech is committed to protecting your good name. Did you know if you are a Mastercard® holder you may be eligible for free identity theft and single bureau credit monitoring?Certain terms, conditions, and exclusions apply. Benefits are subject to change without notice. Mastercard benefits are subject the terms and conditions in the guide to benefits. Mastercard, Benefits Overview Call 1.800.MASTERCARD (1.800.627.8372) for more information or for assistance with these benefits. See the Mastercard Benefits Guide for further details https://www.firsttechfed.com/help/cardholder-benefits. If you’re looking for an enhanced program, we’ve partnered with Sontiq® to offer the Gold and Platinum packages that include triple bureau credit monitoring (Experian, Equifax and Transunion) and identity theft monitoring services. Both programs are designed to proactively manage your risk of becoming a victim of identity or credit theft. They also provide comprehensive resources and solutions for resolving most types of compromises.

Protection features.

 

Mastercard

Gold

Platinum

Credit Monitoring

(Transunion)

✔

✔

✔

Credit Monitoring, Report & Score

(Equifax, Experian & Transunion)

 

✔

✔

Identity Monitoring

  1. Address Change
  2. Court Record Monitoring
  3. Social Security Trace Monitoring
  4. Dark Web/Cyber Monitoring
  5. Pay Day Loan Monitoring
  6. Sex Offender Registry Monitoring
  7. BreachIQ
  8. Monthly Credit Score Tracker

 

 

 

 

✔

✔

 

✔

✔

 

✔

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Resolution Services

  1. 24/7 Customer Care Support
  2. Police Reports
  3. Affidavits
  4. Fraud Alerts
  5. Credit Freezes
  6. And More

 

 

 

✔

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Educational Tools & Resources

✔

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Email and/or text alerts

✔

✔

✔

Expense reimbursement Insurance

✔

✔

✔

Charge to member for all services

N/C

$7.75/Month

or

$75/Annual

$9.75/Month

or

$95/Annual

Activate your Mastercard® ID Theft Protection™ benefits included at no additional charge.

If you're a Mastercard holder, you’re eligible to receive identity theft protection services and single bureau credit monitoring at no cost to you. Additional no cost benefits under this program include: fraud alerts, 24/7 access to fraud specialists, expense reimbursement insurance, and coverage for a long list of resolution services such as, break-in recovery, email compromises, social media scams, tax fraud, and more. It’s a great bonus at no additional cost.

Activate Now

Enhanced protection.

Gold

Product Details

  • Credit Monitoring - Daily (Experian, Equifax & Transunion)
    - Annual credit report and score through all three bureaus
  • Identity Monitoring - Daily
    - Change of Address
    - Court Records
    - Social Security Trace
    - Dark Web/Cyber Monitoring

Monitoring Service Overview 

Additional Features and Benefits
  • Resolution Services
  • 24/7 Access to Fraud Specialists
  • $25,000 Expense Reimbursement Insurance
  • Email and text alerts
  • BreachIQ

Life Stage Event Services

$75/Annual or $7.75/Month

Enroll Now

Platinum

Product Details

  • Credit Monitoring - Daily (Experian, Equifax & Transunion)
    - Annual credit report and score through all three bureaus
  • Identity Monitoring - Daily
    - Change of Address
    - Court Records 
    - Payday Loans
    - Sex Offender Registry
    - Social Security Trace
    - Monthly Credit Score Tracker
    - Dark Web/Cyber Monitoring

Monitoring Service Overview

Additional Features and Benefits
  • Resolution Services
  • 24/7 Access to Fraud Specialists
  • $1,000,000 Expense Reimbursement Insurance
  • Email and text alerts
  • BreachIQ

Life Stage Event Services

$95/Annual or $9.75/Month

Enroll Now

What You Need to Know

The credit scores provided are based on the Vantagescore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different from VantageScore® 3.0 to assess your credit worthiness.

Life stage event resolution services.

ID Theft Thief Icon Break-in recovery

Stop thieves in their tracks after a home, auto or boat break-in with assistance from our fraud experts to prevent use of compromised personal data.

First Tech Federal Credit Union Home Disaster Recovery Icon Disaster recovery

Recover following a natural disaster with ID and document replacement, access to financial institutions and communicating with family, friends or providers.

ID Theft Card Lock with First Tech Federal Credit Union Financial fraud

Reach out to us to protect your current and future credit from unauthorized account activity, account takeovers, and financial accounts opened in your name. 

First Tech Federal Credit Union ID Theft Email Icon Email compromise

Thwart, detect and recover from email hacking. Plus, get help managing your identity and privacy in your onIine communications.

ID Theft Tax Icon Tax fraud

Cut through taxing red tape and secure your refund with our expert guidance after crooks steal your social security number and file in your name.

ID Theft PDF Icon And 13 more!

Download PDF

Sontiq cancellation and refund policy.

A member will have the right to cancel membership at any time upon notice to Sontiq.

Refund Policy

All purchase transactions are subject to Sontiq's refund policy in effect at the time of purchase. Currently, Sontiq's refund policy is that in the event that you cancel a subscription in the middle of your Subscription Term, you will be entitled to receive a refund for the unused portion of the remainder of that Subscription Term.

To cancel your service, you must call Sontiq Customer Service at 877.432.7463 and request a cancellation of service and/or a refund.

Already enrolled? Login to your account. If you’ve experienced an identity or credit theft compromise or believe you’ve been put at risk and need assistance, please call Sontiq at 877.432.7463.

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